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Financing available

$479,000

182 Saddle Horn Trail, Boyd, TX 76023

4
beds
3
baths
2,664
sqft

Est. with seller financing: $4,216/mo

  • Single-family
  • Built in 2022
  • 43,560 sq ft lot
  • $180/sqft
  • $10/mo HOA
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to your private country retreat in Boyd, Texas! Nestled on an elevated 1-acre lot outside the city limits, this beautifully maintained home offers peaceful country living with modern conveniences. Just a 45-minute drive from luxuries of Fort Worth, you can live amongst mature trees, stare out upon vast rolling hills and incredible countryside views, and experience nature all from the comfort of your home. Inside, abundant natural light fills the open-concept floor plan featuring wood-look tile flooring throughout. The spacious living room flows into a large kitchen with a generous island, abundant cabinetry, and stainless steel appliances. The oversized primary suite features dual vanities, a luxurious soaker-tub with a large glass-enclosed shower, and huge primary closet with convenient dual access from the bathroom and laundry room. Enjoy the outdoors from the large covered patio with built-in fireplace, perfect for relaxing or entertaining while taking in the peaceful surroundings. The backyard is fully fenced with a 5-foot no-climb wire and welded-pipe fence, ideal for pets and outdoor enjoyment. With no back neighbors, you’ll have beautiful unobstructed views of tall mature trees and frequent visits from livestock grazing freely and peacefully. Brand new roof, low property taxes, and a low-cost, lenient HOA. If you’re looking for a home that offers the tranquility and privacy of a weekend getaway with convenient access to Fort Worth, this Boyd property is a must-see!

Facts & features

Interior

Features

  • Chandelier
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 2
  • Gas
  • Living Room
  • Outside
  • Propane
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Garden
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Door Multi
  • Driveway
  • Garage
  • Garage Door Opener
  • Kitchen Level
  • Garage Faces Side

Lot

  • Acreage
  • Back Yard
  • Cul De Sac
  • Hardwood Trees
  • Irregular Lot
  • Lawn
  • Rolling Slope
  • Subdivision
  • Sloped
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Lucky Ridge Ph 2

HOA

  • Lucky Ridge HOA Inc

Schools

  • District: Boyd ISD
  • Elementary: Boyd
  • Middle: Boyd
  • High: Boyd

Financial & listing details

Listing

  • Price per sq ft: $180
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,216/mo

Principal & interest
$3,469/mo
Property taxes
$513/mo
Homeowners insurance (est.)
$224/mo
HOA dues
$10/mo
Loan amount
$431,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Evan Piccione

Agape and Associates LLC

9403933667

MLS #
21331355

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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