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Financing available

$345,000

1837 Ruffian Road, Granbury, TX 76049

3
beds
2
baths
1,822
sqft

Est. with seller financing: $3,109/mo

  • Single-family
  • Built in 2021
  • 7,318 sq ft lot
  • $189/sqft
  • Hood County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this GORGEOUS, UPDATED 3-2-2 open-concept HOME nestled in the highly sought-after Saratoga subdivision of Granbury!! Move-in ready with upgrades throughout! As you walk in, Immediately to your right is a Flex room that could be a dining room or an office. Recent upgrades and updates include FAMILY ROOM with FEATURE WALL – modern limestone surround, TV mount, and Electric Fireplace. Step through the back door to discover two inviting outdoor living spaces, perfect for relaxing or entertaining. The builder's covered patio offers a grand retreat, while a few steps down lead to a charming cedar-stained pergola-covered veranda — a true outdoor oasis. Both spaces are beautifully framed by colorful, mature plantings along the fence line, creating a private, picturesque backdrop for outdoor living. Back inside the house, the Kitchen has a walk-in pantry, quartz counters and island with pendant lighting, stainless steel sink, and added brushed gold cabinet hardware. A stylish, functional space for any chef. In the primary bedroom hides another retreat – generous and comfortable. Step through the primary bath door into the en-suite featuring his and her sinks well-appointed cabinets with brushed gold fixtures, and elongated shower. Utility room is Extra Roomy and includes added cabinets with brushed gold pulls and soft-close doors. A wide hallway off the family room leads to the two additional well-designed bedrooms, with convenient access to the generous guest bath with quartz countertops, brushed gold pulls, and soft close doors. The finished garage has an upgraded insulated garage door. Granbury Lake offers a relaxing waterfront setting with opportunities to enjoy the beach, boating, kayaking, paddleboarding, and other water sports. Visitors can spend the day outdoors on the water, then head into historic downtown Granbury to explore the charming shops, boutiques, restaurants, and local attractions around the square.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric, Roof Turbines

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Decorative
  • Electric
  • Living Room
  • Stone

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Frame

Parking

  • Garage spaces: 2
  • Concrete
  • Door Single
  • Driveway
  • Garage

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Saratoga Ph 2-A

HOA

  • Rumfield Enterprises

Schools

  • District: Granbury ISD
  • Elementary: Acton
  • Middle: Acton
  • High: Granbury

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: Hood
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,109/mo

Principal & interest
$2,498/mo
Property taxes
$450/mo
Homeowners insurance (est.)
$161/mo
Loan amount
$310,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dan Bartley, Ebby Halliday, REALTORS · MLS #21330542 · 972-539-3000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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