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Financing available

$849,000

186 Long Drive, Palo Pinto, TX 76484

3
beds: 2
baths: 2,292
sqft

Est. with seller financing: $7,468/mo

Single-family
Built in 2020
40,598 sq ft lot
$370/sqft
Palo Pinto County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to your lakeside paradise! This stunning 3 bedroom, 2 bathroom home sits on a peninsula and is located in a private gated community with only three homes. The home boasts breathtaking views of Palo Pinto Lake that you do not want to miss. Enjoy peaceful mornings sipping coffee on your private porch overlooking this tranquil lake. The spacious interior features a modern kitchen with stainless steel appliances, a cozy living room with a fireplace, and a master suite with a ensuite bathroom that includes luxurious features such as heated floors. In addition, this home is 100% ADA accessible. With direct access to the water for boating and fishing, this home offers the perfect blend of relaxation and recreation. Don't miss opportunity to your own slice of waterfront heaven!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Double Vanity
Granite Counters
High Speed Internet
Pantry
Cable Tv
Wired For Sound

Heating & cooling

Heating: Electric
Cooling: Electric

Flooring

Ceramic Tile

Appliances

Dishwasher
Disposal
Microwave

Fireplace

Fireplaces: 1
Electric

Laundry

Washer Hookup
Dryer Hookup

Exterior & lot

Construction

Style: Traditional
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage

Community

Neighborhood

Subdivision: Lakeside Pp Lake

Schools

District: Santo ISD
Elementary: Santo
Middle: Santo
High: Santo

Financial & listing details

Listing

Price per sq ft: $370
County: Palo Pinto
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,468/mo

Down payment10% ($84,900)10%20%

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Principal & interest: $6,148/mo
Property taxes: $924/mo
Homeowners insurance (est.): $396/mo

Loan amount: $764,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Marie Hicks, Cultivate Real Estate · MLS #21202299 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.