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Financing available

$580,000

1860 Plum Creek Drive, Midlothian, TX 76065

4
beds
3.5
baths
3,243
sqft

Est. with seller financing: $5,277/mo

  • Single-family
  • Built in 2001
  • 37,157 sq ft lot
  • $179/sqft
  • $17/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Now offered at $580,000, this true custom Colonial-style home in Plum Creek Estates delivers something increasingly difficult to find in Midlothian: distinctive architecture, a versatile multigenerational floor plan, nearly an acre of land, and thoughtful construction that goes far beyond surface finishes. Designed by the original owners in collaboration with an architect, the home was created for real life and long-term flexibility. The main level includes the primary suite plus a second bedroom with its own en suite bath and nearby living area, an ideal arrangement for an aging parent, adult child, long-term guest, or anyone needing additional privacy. A dedicated office provides true work-from-home space without sacrificing a bedroom, while upstairs offers two additional bedrooms and a full bath. The kitchen is equally practical with extended cabinet storage, built-in spice racks, a double oven, and filtered water at the sink. Abundant storage continues throughout the home and into the oversized 3 car garage. The primary suite closet contains a built-in tornado storm shelter, while slab piers in the foundation, radiant barrier, blown-in attic insulation, and two HVAC heat pump systems replaced within the last three years add meaningful value behind the scenes. Two fireplaces, including a wood burning fireplace with propane starter and a ventless propane fireplace, along with built-in interior and exterior speakers, make the home especially well suited for gathering and entertaining. Outside, the nearly acre homesite features mature native paper shell pecan trees and a seasonal creek along the rear, creating a peaceful natural backdrop in one of Midlothian’s most desirable established neighborhoods. For buyers searching for a custom home in Midlothian with architectural character, flexible living space, land, storage, and substantial updates, this newly improved price creates an opportunity worth seeing in person.

Facts & features

Interior

Features

  • Eat In Kitchen

Heating & cooling

  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 2
  • Gas

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Colonial, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Circular Driveway
  • Driveway
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Plum Creek Ph I- Rev

HOA

  • Plum Creek HOA

Schools

  • District: Midlothian ISD
  • Elementary: Larue Miller
  • Middle: Dieterich
  • High: Midlothian

Financial & listing details

Listing

  • Price per sq ft: $179
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,277/mo

Principal & interest
$4,200/mo
Property taxes
$789/mo
Homeowners insurance (est.)
$271/mo
HOA dues
$17/mo
Loan amount
$522,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Paul Fritz, Fritz Realty Group LLC · MLS #21081842 · 469-789-6769

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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