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Financing available

$425,000

1909 Pecan Ridge Drive, Rowlett, TX 75088

4
beds
3
baths
3,282
sqft

Est. with seller financing: $4,346/mo

  • Single-family
  • Built in 1986
  • 8,973 sq ft lot
  • $129/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A stone’s throw from the shores of Lake Ray Hubbard, this impressive 4-bedroom, 3-bath residence offers 3,282 square feet of thoughtfully designed living space with room to gather, entertain, and grow. Offering an incredible amount of value for the space. The circular driveway creates a gracious first impression while providing convenient parking for up to three vehicles, with additional street parking available for guests. Step inside to warm, welcoming interiors and a spacious floor plan designed for both everyday living and effortless entertaining. The main living area flows beautifully into the dining space, updated kitchen, breakfast room, and additional sitting area, creating an open and connected atmosphere throughout the heart of the home. The refreshed kitchen features large-format tile and generous space for cooking, gathering, and entertaining. Just beyond, the expansive backyard feels like a private retreat, offering endless possibilities for alfresco dining, weekend gatherings, gardening, play, or simply relaxing beneath the Texas sky. The highly desirable first-floor layout features a spacious primary suite along with a secondary bedroom and full bath, providing exceptional flexibility for multigenerational living, extended-stay guests, a private office, or potential mother-in-law suite. Upstairs, you'll find two additional bedrooms connected by a Jack-and-Jill bath, a spacious game room, plus two bonus spaces ready to become whatever suits your lifestyle—a media room, playroom, home gym, hobby space, office, or additional retreat. Nestled in the established Toler Bay neighborhood, this home offers a combination that is increasingly hard to find: abundant space, versatility, character, and a coveted location near Lake Ray Hubbard. Whether you're hosting a house full of laughter or enjoying a quiet evening at home, this is a property designed for gathering, making memories, and embracing the relaxed elegance of lake-area living.

Facts & features

Interior

Features

  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Hardwood
  • Wood

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front

Community

Neighborhood

  • Subdivision: Toler Bay 04

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $129
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,346/mo

Principal & interest
$3,078/mo
Property taxes
$1,070/mo
Homeowners insurance (est.)
$198/mo
Loan amount
$382,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Daniel Harker, Keller Williams Realty DPR · MLS #21382838 · 972-732-6000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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