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Financing available

$614,900

1917 Cotton Creek Pass, McKinney, TX 75071

4
beds
3.5
baths
2,648
sqft

Est. with seller financing: $4,865/mo

  • Single-family
  • Built in 2023
  • 7,500 sq ft lot
  • $232/sqft
  • $125/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Better than new and move-in ready in the highly sought-after Trinity Falls community! Built in 2023, this stunning Chesmar Laurel floor plan offers 2,648 square feet of thoughtfully designed living space featuring 4 bedrooms, 3.5 baths, a private study, flex room, and a 3-car tandem garage. The heart of the home is the chef-inspired kitchen with dual oversized islands, abundant cabinetry, generous counter space, and a walk-in pantry—perfect for entertaining or everyday living. The spacious living area opens through dramatic triple-panel panoramic sliding glass doors, creating a seamless indoor-outdoor experience rarely found at this price point. Enjoy evenings by the outdoor fireplace on the covered patio while overlooking the private backyard. Inside, you'll find luxury vinyl plank flooring, vaulted ceilings, modern finishes, and a flexible layout designed to fit today's lifestyle. Why wait to build? This nearly new home includes valuable upgrades already in place, with appliances available for negotiation, including refrigerator, washer, dryer, and water softener. Located in award-winning McKinney ISD and surrounded by Trinity Falls amenities including pools, parks, trails, playgrounds, and community gathering spaces. Exceptional value. Modern design. Immediate availability. Schedule your private tour today.

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Gas

Flooring

  • Luxury Vinyl Plank

Appliances

  • Built In Gas Range
  • Convection Oven
  • Dryer
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Refrigerator
  • Water Softener
  • Tankless Water Heater
  • Vented Exhaust Fan
  • Washer

Fireplace

  • Fireplaces: 2
  • Electric
  • Gas Log
  • Living Room
  • Outside

Exterior & lot

Construction

  • Style: Contemporary Modern, Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Radiant Barrier

Parking

  • Garage spaces: 3
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Tandem

Lot

  • Cul De Sac

Community

Neighborhood

  • Subdivision: Trinity Falls

HOA

  • CCMC

Schools

  • District: McKinney ISD
  • Elementary: Ruth and Harold Frazier
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $232
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,865/mo

Principal & interest
$4,453/mo
Property taxes
Not available
Homeowners insurance (est.)
$287/mo
HOA dues
$125/mo
Loan amount
$553,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Chad Odom, Texas Premier Realty · MLS #21307451 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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