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Financing available

$250,000

1920 S 18th Street, Waco, TX 76706

3
beds
2
baths
1,216
sqft

Est. with seller financing: $2,534/mo

  • Single-family
  • Built in 1918
  • 8,233 sq ft lot
  • $206/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Just TWO minutes from Baylor University, this beautifully finished 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and opportunity. The open-concept floor plan features granite countertops, custom cabinetry, stainless steel appliances, luxury vinyl plank flooring, and stylishly updated bathrooms with designer finishes. Outside, you'll find a spacious, fenced backyard with plenty of room for gardening, entertaining, pets, or simply relaxing, along with the convenience of both front and rear parking. Whether you're a parent looking to invest in your student's future by building equity instead of paying rent, an investor seeking a high-demand rental near Baylor, or a first-time buyer searching for an affordable move-in-ready home, this property checks every box. Enjoy easy access to Baylor University, downtown Waco, and favorites like Common Grounds Waco, George’s Restaurant, the shops and restaurants around Magnolia Market, plus coffee shops, grocery stores, and everyday conveniences just minutes away. It's a location that offers both an exceptional lifestyle and lasting investment potential.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator
  • Washer

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Additional Parking
  • Alley Access
  • Driveway
  • On Site
  • Off Street
  • Paved
  • Parking Pad

Community

Neighborhood

  • Subdivision: Baylor

Schools

  • District: Waco ISD
  • Elementary: South Waco
  • Middle: Cesar Chavez
  • High: University

Financial & listing details

Listing

  • Price per sq ft: $206
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,534/mo

Principal & interest
$1,810/mo
Property taxes
$607/mo
Homeowners insurance (est.)
$117/mo
Loan amount
$225,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Erica Pangburn, Ekdahl Real Estate STAMFORD · MLS #21319164 · 325-773-3676

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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