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Financing available

$598,000

197 E Bay Drive, Bridgeport, TX 76426

4
beds
3
baths
2,443
sqft

Est. with seller financing: $4,976/mo

  • Single-family
  • Built in 2005
  • 103,237 sq ft lot
  • $245/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled on 2.37 acres in East View Estates, this 2,440 sq.ft. foot two-story ranch-style home blends peace and convenience just five miles from town. The house sets back from the road with a circle drive and frontage that provides privacy and ample parking. The large backyard has mature shade trees, and the covered back porch is a great place to watch birds and enjoy frequent visits from deer and other native wildlife. This warm and welcoming open-concept home has no wasted space and features 4 bedrooms, 3 bathrooms and abundant natural light. On the first floor, the living room showcases a vaulted ceiling, stone fireplace, wood trim and flows into the kitchen and dining area creating the home’s central hub. The kitchen is both functional and inviting, featuring concrete countertops, a deep double-sided sink, a center island with a gas cooktop, a built-in range and custom cabinets with generous storage. The spacious master bedroom offers crown molding, elevated ceilings and large windows. The adjoining master bathroom has double sinks, a tiled walk-in shower, a relaxing garden tub and separate walk-in closets. The first floor also includes an additional bedroom (or for a home office), a full bathroom with a tiled tub-shower combo and a large laundry room with storage. Upstairs, a loft provides a cozy sitting or study area and separates two large bedrooms both including a walk-in closet and a charming window seat with built-in storage. A full bathroom with a tiled tub-shower combo and an extra storage closet completes the upper level. Rounding out the home’s features is a storage space under the stairs, an oversized two car garage and a large attic. This home has timeless character, an inviting atmosphere and has been filled with love and laughter. It is ready for you to make it your own and write its next chapter.

Facts & features

Interior

Features

  • Loft
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Gas Water Heater
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Stone
  • Wood Burning

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Circular Driveway
  • Garage
  • Garage Door Opener
  • Oversized
  • Garage Faces Side

Lot

  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: East View Estates

Schools

  • District: Bridgeport ISD
  • Elementary: Bridgeport
  • Middle: Bridgeport
  • High: Bridgeport

Financial & listing details

Listing

  • Price per sq ft: $245
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,976/mo

Principal & interest
$4,330/mo
Property taxes
$367/mo
Homeowners insurance (est.)
$279/mo
Loan amount
$538,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jack McLemore

Listing Results, LLC

817-283-5134

MLS #
21376144

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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