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Financing available

$195,000

19975 Patricia Drive, Kemp, TX 75143

3
beds
2
baths
1,748
sqft

Est. with seller financing: $1,784/mo

  • Single-family
  • Built in 1968
  • 13,504 sq ft lot
  • $112/sqft
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Enjoy the Cedar Creek Lake setting and wide water views from this shaded Tanglewood Beach property. Beneath the mature trees, this 3-bedroom, 2-bath home offers approximately 1,748 square feet, fresh neutral paint, updated flooring and a flexible layout ready for its next chapter. The open living, dining and kitchen areas create an inviting gathering space, while the kitchen features generous cabinetry, a breakfast bar, tile backsplash, range and dishwasher. Two refreshed baths include tiled shower and tub surrounds. The third bedroom offers flexible space for sleeping, a home office, hobbies or a second living area and includes a wood-burning stove. Outside, the fenced yard, generous shade and detached storage buildings add room for everyday use and future ideas. Additional road frontage provides a convenient secondary entrance into the backyard. No mandatory HOA. Come explore the space, lake-area setting and possibilities this property has to offer.

Facts & features

Interior

Features

  • High Speed Internet
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Wood Stove
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Electric Oven
  • Electric Water Heater

Fireplace

  • Fireplaces: 1
  • Wood Burning Stove

Laundry

  • In Garage

Exterior & lot

Features

  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Driveway
  • Garage

Lot

  • Cleared
  • Subdivision
  • Few Trees
  • View: Water

Community

Neighborhood

  • Subdivision: Tanglewood Beach

Schools

  • District: Kemp ISD
  • Elementary: Kemp
  • Middle: Kemp
  • High: Kemp

Financial & listing details

Listing

  • Price per sq ft: $112
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,784/mo

Principal & interest
$1,412/mo
Property taxes
$281/mo
Homeowners insurance (est.)
$91/mo
Loan amount
$175,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Stone Huffman, Coldwell Banker American Dream · MLS #21378454 · 903-887-7055

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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