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Financing available

$299,999

201 Waters Street, Lindale, TX 75771

3
beds: 1.5
baths: 2,121
sqft

Est. with seller financing: $2,875/mo

Single-family
Built in 1964
2,121 sq ft lot
$141/sqft
Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Situated on just over three-quarters of an acre in Lindale ISD, this well-maintained home offers comfortable living with room to spread out indoors and out. Two living areas, each with its own fireplace, and a heated and cooled sunroom provide flexible spaces for gathering, relaxing, or enjoying views of the backyard. Spacious bedrooms, updated vinyl plank flooring in select areas, and beautiful plantation shutters add comfort and charm throughout. Step outside onto the large deck overlooking the shaded backyard, perfect for morning coffee or an evening outdoors. A large shop with electricity offers space for projects, hobbies, and storage. With two lots, this property also offers potential for an additional homesite, subject to applicable restrictions and approvals. Enjoy the space today and explore the possibilities for the future!

Listing courtesy of April Shipman, Coldwell Banker Apex, Realtors · MLS #21427884 · 903-594-8721

Facts & features

Interior

Features

Pantry

Heating & cooling

Heating: Central, Electric
Cooling: Ceiling Fans, Electric

Flooring

Carpet
Vinyl

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Microwave

Fireplace

Fireplaces: 1
Gas Starter

Laundry

Washer Hookup

Exterior & lot

Features

Dock

Construction

Style: Traditional, Detached
Stories: 1
Roof: Metal
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage Faces Front

Community

Neighborhood

Subdivision: J SANDERS

Schools

District: Lindale ISD
Elementary: Penny,Lindale
Middle: Moss
High: Lindale

Financial & listing details

Listing

Price per sq ft: $141
County: Smith
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,875/mo

Down payment10% ($30,000)10%20%

Get Pre-Qualified

Principal & interest: $2,172/mo
Property taxes (est.): $563/mo
Homeowners insurance (est.): $140/mo

Loan amount: $269,999
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements