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Financing available

$239,900

2012 139th Street, Lubbock, TX 79423

4
beds: 2
baths: 1,693
sqft

Est. with seller financing: $2,299/mo

Single-family
Built in 2023
5,750 sq ft lot
$142/sqft
Lubbock County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

ASSUMABLE FHA LOAN AT 5.87% INTEREST RATE! This beautifully maintained, one owner home is priced $20,100 below the appraised value and offers an incredible opportunity in the highly sought after Lubbock-Cooper School District. This 3-year-old home has been thoughtfully cared for and offers a combination of comfort, functionality, and desirable features. The spacious floor plan includes 4 bedrooms, 2 bathrooms, and a 2 car garage, with an isolated primary suite providing a private retreat. Luxury vinyl plank flooring throughout offers a stylish, low-maintenance finish, while the whole-home water softener system adds convenience and comfort. Outside, enjoy the oversized back patio, perfect for entertaining, grilling, or relaxing, along with a front and backyard sprinkler system for easy lawn maintenance. With its newer construction, excellent condition, desirable location, and the potential benefit of an FHA loan assumable at 5.87%, this home is an opportunity you won't want to miss. Schedule your showing today!

Facts & features

Interior

Features

Built In Features
Double Vanity
Granite Counters
Kitchen Island
Open Floorplan
Pantry
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Electric Range
Electric Water Heater
Disposal
Microwave
Water Softener
Water Purifier

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick, Vinyl Siding

Parking

Garage spaces: 2
Door Single
Driveway
Garage Faces Front
Garage
Off Street
On Street

Lot

Interior Lot
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: BELL FARMS

Schools

District: Lubbock-Cooper ISD
Elementary: Central
Middle: Lubbock-Cooper
High: Lubbock-Cooper

Financial & listing details

Listing

Price per sq ft: $142
County: Lubbock
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,299/mo

Down payment10% ($23,990)10%20%

Check Your Financing Options

Principal & interest: $1,737/mo
Property taxes (est.): $450/mo
Homeowners insurance (est.): $112/mo

Loan amount: $215,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Chris Brooks, Exit Realty of Lubbock · MLS #21343168 · 806-771-3900

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.