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Financing available

$679,000

202 Sunray Street, Mabank, TX 75156

4
beds
3
baths
1,983
sqft

Est. with seller financing: $6,067/mo

  • Single-family
  • Built in 2022
  • 5,968 sq ft lot
  • $342/sqft
  • $17/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Wake up to east-facing sunrise views from your own turnkey, modern paradise built in 2022. This furnished waterfront home blends premium lake living with a proven, ready-to-go short-term rental revenue stream with the rental income of $24k through the first half of 2026. Whether you are looking for an immediate investment property or a private weekend escape, this home delivers. Enjoy direct access to Cedar Creek Lake with a newly constructed boat dock and lift — perfect for boating, fishing, and waterfront living. The property includes access to the local POA private boat ramp and shared amenities, with additional planned neighborhood improvements on the horizon. Designed for both relaxation and everyday entertaining, the open-concept floor plan showcases stunning lake views and features 4 spacious bedrooms and 3 ensuite bathrooms. Whether you're searching for a weekend getaway, full-time residence or income-producing vacation rental, this property checks all the boxes.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Multiple Master Suites
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central, Heat Pump
  • Cooling: Central Air, Ceiling Fans, Heat Pump

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room
  • Outside
  • Wood Burning

Exterior & lot

Features

  • Dock
  • Lighting
  • Rain Gutters
  • Fire Pit

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Wood Siding

Parking

  • Garage spaces: 1
  • Concrete
  • Driveway
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Landscaped
  • Waterfront
  • Retaining Wall

Community

Neighborhood

  • Subdivision: Cherokee Shores Sub Sec E

HOA

  • Cherokee Shores POA

Schools

  • District: Eustace ISD
  • Elementary: Eustace
  • Middle: Eustace
  • High: Eustace

Financial & listing details

Listing

  • Price per sq ft: $342
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,067/mo

Principal & interest
$4,917/mo
Property taxes
$816/mo
Homeowners insurance (est.)
$317/mo
HOA dues
$17/mo
Loan amount
$611,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Mary Wagner

TX Lake & Land Real Estate

903-802-7080

MLS #
21321987

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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