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Financing available

$388,500

203 Frio Street, Bells, TX 75414

4
beds
2
baths
1,860
sqft

Est. with seller financing: $3,685/mo

  • Single-family
  • Built in 2011
  • 25,221 sq ft lot
  • $209/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Over half an acre on a double lot in Riatta Bend — NO HOA — all-brick construction with quoin corner detailing, plus a sparkling pool, a large covered cabana, and dark gutters completing the exterior. This move-in ready home offers 4 bedrooms and 2 baths, 1,860 square feet, built in 2011. Step inside to an inviting open-concept layout. The living room features hand-scraped hardwood floors and is anchored by a fireplace with a pellet stove and a wood mantel above. Hardwood continues through the halls and primary bedroom. The home is wired for surround sound, made for entertaining. The kitchen offers granite countertops and an upgraded oven, with a raised breakfast area for extra seating and a dedicated dining space nearby. Tile runs through the kitchen, dining, baths, and utility room. The primary suite is a true retreat, with a double tray ceiling and a center ceiling fan, an ensuite bath with dual vanities, a separate tiled walk-in shower, a jetted tub, and a private commode, plus two walk-in closets. Outdoor living shines here, with a covered patio made for grilling, a pool accented with stonework, and a cabana for relaxing or entertaining. The home backs west, catching stunning sunsets, with wood fencing along the sides and wire fencing at the back that preserves the open landscape. Quoin detailing on the corners and dark gutters complete the exterior. Recent updates provide peace of mind, including all new interior paint, HVAC system, and new carpet in 2025. Also with water heater installed in 2022 with a roof installed in 2021, pool was built in 2011. This home is ready to be enjoyed in Bells. Buyers Agent and Buyer to verify all info in listing is correct.

Listing courtesy of Renee Rogers, Keller Williams North Country · MLS #21415945 · 972-382-8882

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Open Floorplan
  • Pantry
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Pellet Stove

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Fire Pit
  • Rain Gutters

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Side By Side
  • Boat
  • Rv Access Parking

Pool

  • Gunite
  • In Ground
  • Outdoor Pool
  • Pool

Lot

  • Acreage
  • Back Yard
  • Corner Lot
  • Lawn
  • Subdivision

Community

Neighborhood

  • Subdivision: Riatta Bend Ph 1

Schools

  • District: Bells ISD
  • Elementary: Bells
  • Middle: Pritchard
  • High: Bells

Financial & listing details

Listing

  • Price per sq ft: $209
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,685/mo

Principal & interest
$2,813/mo
Property taxes
$691/mo
Homeowners insurance (est.)
$181/mo
Loan amount
$349,650
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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