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Financing available

$272,499

204 3rd Street, Hillsboro, TX 76645

3
beds
2
baths
1,350
sqft

Est. with seller financing: $2,611/mo

  • Single-family
  • Built in 2026
  • 6,621 sq ft lot
  • $202/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

WELCOME HOME! Just minutes from the heart of Hillsboro and within walking distance to the local school, this new construction home offers a place where everyday life feels a little easier. High ceilings and a custom electric fireplace create a warm, welcoming atmosphere, while the kitchen features quartz countertops, custom cabinetry, premium stainless steel appliances, and a large island that’s ready for everything from busy mornings to holiday gatherings. The private primary suite offers dual vanities and a beautifully tiled walk-in shower, while two additional bedrooms provide space for family, guests, or a home office. Outside, the covered back patio becomes another place to gather, complete with an outdoor kitchen that’s perfect for cookouts, football Saturdays, or relaxing under the Texas sky. Offering 3 bedrooms, 2 bathrooms, a 2-car garage, 1,350 square feet, and spray foam insulation throughout for energy efficiency this home blends modern finishes with the comfort of everyday living. Schedule your showing today!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Kitchen Island
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Electric

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Mc Mullen

Schools

  • District: Hillsboro ISD
  • Elementary: Hillsboro
  • Middle: Hillsboro
  • High: Hillsboro

Financial & listing details

Listing

  • Price per sq ft: $202
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,611/mo

Principal & interest
$1,973/mo
Property taxes (est.)
$511/mo
Homeowners insurance (est.)
$127/mo
Loan amount
$245,249
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Paloma Montes, EG Realty · MLS #21350519 · 254-218-4220

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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