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Financing available

$299,000

2042 Clear Water Way, Royse City, TX 75189

4
beds: 2
baths: 2,039
sqft

Est. with seller financing: $3,041/mo

Single-family
Built in 2022
6,403 sq ft lot
$147/sqft
$48/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Buyer incentive available with preferred lender. Built in 2022, this four-bedroom, two-bath home in Creekshaw offers over 2,000 square feet of thoughtfully designed living space. Vaulted ceilings and abundant natural light complement the open floor plan, connecting the kitchen, dining, and living areas. The kitchen features granite countertops, a large island, generous counter space, and a walk-in pantry, while the living room is centered around a gas-log fireplace. The primary suite includes dual vanities, a garden tub, separate shower, and spacious walk-in closet. Additional features include luxury vinyl plank flooring, a tankless water heater, enhanced insulation, smart-home technology, a full sprinkler system, and a fully fenced backyard. Creekshaw residents enjoy a community pool, pavilion, parks, trails, green spaces, fishing, and a soccer field, with convenient access to I-30, Rockwall, shopping, dining, and entertainment. Schedule your private showing today.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Smart Home
Cable Tv
Vaulted Ceilings
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment

Flooring

Carpet
Luxury Vinyl Plank

Appliances

Convection Oven
Dryer
Dishwasher
Gas Cooktop
Disposal
Gas Water Heater
Microwave
Tankless Water Heater

Fireplace

Fireplaces: 1
Family Room
Gas Log

Exterior & lot

Features

Private Yard
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick, Concrete

Parking

Garage spaces: 2
Concrete
Driveway
Garage Faces Front
Garage
Garage Door Opener
Inside Entrance

Lot

Back Yard
Lawn
Landscaped
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: Creekshaw Sub

HOA

Creekshaw

Schools

District: Royse City ISD
Elementary: Fort
Middle: Ouida Baley
High: Royse City

Financial & listing details

Listing

Price per sq ft: $147
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,041/mo

Down payment10% ($29,900)10%20%

Check Your Financing Options

Principal & interest: $2,165/mo
Property taxes: $688/mo
Homeowners insurance (est.): $140/mo
HOA dues: $48/mo

Loan amount: $269,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dilene Allen, eXp Realty LLC · MLS #21153725 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.