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Financing available

$369,900

20444 N Fm 709, Hubbard, TX 76648

7
beds
3
baths
3,920
sqft

Est. with seller financing: $3,299/mo

  • Single-family
  • Built in 1974
  • 217,800 sq ft lot
  • $94/sqft
  • Navarro County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful 5-acre property with private access to Navarro Mills Lake and adjoining U.S. Army Corps of Engineers land. The lake is less than 100 yards from the existing house, offering a rare combination of acreage, privacy, and direct access to the water. Navarro Mills Lake offers great fishing, boating, and outdoor recreation with a much quieter atmosphere than the heavily trafficked lakes around the Dallas-Fort Worth area. The shoreline near the property has a gradual slope into the water, making it especially enjoyable for swimming, wading, and summer fun with family and friends. For outdoor enthusiasts, the adjoining Corps of Engineers land also provides access to solid hunting opportunities in the area, including deer, hogs, dove, and ducks, subject to applicable Corps rules, seasons, and regulations. The existing home was used as a family vacation property and is currently in poor condition. It could potentially be remodeled, or a buyer may choose to remove the structure and start fresh. A recent estimate for demolition and removal was approximately $8,000. The existing house sits on a 30' x 60' concrete slab, and water, electricity, and septic are already in place. That gives a buyer a strong starting point for a new home, shop, barndominium, or other future use. There is also a better potential homesite near the top of the hill with an elevated view overlooking Navarro Mills Lake. A survey was completed within the last 10 years. Fiber-optic internet is currently being installed in the area and is expected to be available soon. Located in Dawson ISD. The setting is peaceful and scenic, with plenty of room to create something special. If you are looking for 5 acres with private access to Navarro Mills Lake, adjoining Corps land, existing utilities, room to build, excellent fishing, swimming, hunting opportunities, and a quiet country setting without the congestion of the major DFW lakes, this is a unique opportunity.

Facts & features

Interior

Appliances

  • Electric Oven
  • Electric Range

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2

Parking

  • Covered
  • On Site
  • Open
  • Outside
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: MCCANDLISS

Schools

  • District: Dawson ISD
  • Elementary: Dawson
  • Middle: Dawson
  • High: Dawson

Financial & listing details

Listing

  • Price per sq ft: $94
  • County: Navarro
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,299/mo

Principal & interest
$2,679/mo
Property taxes
$447/mo
Homeowners insurance (est.)
$173/mo
Loan amount
$332,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Stephen Eaton

Eaton Real Estate Company

409-766-1111

MLS #
21378537

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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