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Financing available

$290,000

205 Owens Street, Bridgeport, TX 76426

3
beds
2
baths
1,426
sqft

Est. with seller financing: $2,552/mo

  • Single-family
  • Built in 2023
  • 7,057 sq ft lot
  • $203/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Only three years old, energy efficient and surrounded by huge mature trees—this Bridgeport home delivers the newer construction buyers want without sacrificing the character of an established neighborhood. Inside, the bright, open layout connects the living room, dining area and kitchen, creating an easy flow for everyday living and entertaining. With 3 bedrooms, 2 full baths and 1,426 square feet, the floor plan makes smart use of every inch. Spray foam insulation adds valuable energy efficiency and year-round comfort, while city water and city sewer eliminate the maintenance concerns of a private well or septic system. Step outside to a surprisingly large fenced backyard with plenty of room for pets, play, gardening, a firepit or future outdoor living space—all framed by beautiful mature trees. The seller reports the combined city bill for water, sewer and trash runs approximately $250 per month, depending on usage and current rates. With no HOA, a covered porch, dedicated utility room and convenient Bridgeport location, this move-in-ready home offers the modern features, outdoor space and low-maintenance lifestyle buyers have been searching for.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Energy Star Qualified Equipment
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Laundry Chute
  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Farmhouse, Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Fiber Cement

Parking

  • Concrete

Community

Neighborhood

  • Subdivision: J Reynolds Add

Schools

  • District: Bridgeport ISD
  • Elementary: Bridgeport
  • Middle: Bridgeport
  • High: Bridgeport

Financial & listing details

Listing

  • Price per sq ft: $203
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,552/mo

Principal & interest
$2,100/mo
Property taxes
$317/mo
Homeowners insurance (est.)
$135/mo
Loan amount
$261,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Julie Wells

Real Broker, LLC

855-450-0442

MLS #
21386755

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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