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Financing available

$399,999

20675 Fm 2728, Terrell, TX 75161

3
beds
2
baths
1,466
sqft

Est. with seller financing: $3,436/mo

  • Single-family
  • Built in 1984
  • 306,227 sq ft lot
  • $273/sqft
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Bring your horses and enjoy country living on approximately 7.03 acres in Terrell! This unique acreage property offers plenty of room to spread out and features a barn with 5 horse stalls, upper-level access, fenced round pen, and multiple fenced areas, providing a great setup for horses, livestock, or buyers looking for their own private country retreat. The 1,466-square-foot ranch-style home, built in 1984, has been owned and cared for by the same family since. While the home may benefit from some cosmetic updates and a little TLC to make it your own, it has been well maintained over the years. HVAC system approximately 2 years old. Surrounded by mature trees and open acreage, the property offers a peaceful rural setting with plenty of usable outdoor space for animals, gardening, recreational activities, equipment, or additional improvements. The barn and round pen add tremendous versatility for equestrian use, while the combination of open pasture and wooded surroundings creates an attractive country setting. The sale includes two tracts totaling approximately 7.033 acres. Enjoy the privacy and freedom of acreage living while remaining convenient to Terrell shopping, dining, and major roadways with only 30 minutes away from Downtown Dallas. Bring your horses, your vision, and make this Texas country property your own!

Facts & features

Interior

Features

  • Open Floorplan
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Trash Compactor

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Ranch, Traditional, Barndominium, Detached, Farmhouse
  • Stories: 1
  • Foundation: Slab
  • Materials: Cedar

Parking

  • Additional Parking
  • Covered
  • Driveway
  • Gravel
  • Oversized

Lot

  • Acreage
  • Back Yard
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: E ABLES

Schools

  • District: Terrell ISD
  • Elementary: Long
  • Middle: Furlough
  • High: Terrell

Financial & listing details

Listing

  • Price per sq ft: $273
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,436/mo

Principal & interest
$2,897/mo
Property taxes
$352/mo
Homeowners insurance (est.)
$187/mo
Loan amount
$359,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Gladys Coria-Keatts

Divine Realty Group

214-625-3297

MLS #
21358120

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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