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Financing available

$589,000

20926 Patriot Circle, Tyler, TX 75703

3
beds: 3
baths: 2,547
sqft

Est. with seller financing: $5,644/mo

Single-family
Built in 2019
2,547 sq ft lot
$231/sqft
Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Summer is calling in East Texas! This stunning three bedroom, three full bathroom home in sought after Bullard ISD was made for pool days and backyard nights. Built in 2019, it offers approximately 2.547 sq. ft. plus a flex space for a gym, game room or optional fourth bedroom. Step outside to your own private oasis featuring a resort style gunite pool, gorgeous stonework, water features, lush Tiff Bermuda grass, and a cozy outdoor fireplace ready for summer entertaining. Plantation shutters, and extended patio, and upgraded garage flooring add even more charm and convenience. Peaceful country living with quick access to Bullard, South Tyler, shopping, and medical facilities. This home checks all the boxes! Future HOA projected at approximately $350 annually.

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Luxury Vinyl Plank

Appliances

Double Oven
Dishwasher
Electric Cooktop
Electric Oven
Disposal
Microwave

Fireplace

Fireplaces: 1
Electric
Living Room
Outside

Exterior & lot

Features

Lighting
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick, Stone Veneer

Parking

Garage spaces: 2
Concrete
Door Single
Driveway
Garage
Garage Door Opener
Garage Faces Side

Pool

Gunite
In Ground
Outdoor Pool
Pool

Lot

Landscaped
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: Freedom Ranch

HOA

Freedom Ranch

Schools

District: Bullard ISD
Elementary: Bullard
Middle: Bullard
High: Bullard

Financial & listing details

Listing

Price per sq ft: $231
County: Smith
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,644/mo

Down payment10% ($58,900)10%20%

Check Your Financing Options

Principal & interest: $4,265/mo
Property taxes (est.): $1,104/mo
Homeowners insurance (est.): $275/mo

Loan amount: $530,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Douglas Crutcher, RE/MAX Properties · MLS #21382971 · 903-565-6999

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.