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Financing available

$449,000

210 W Elm Street, Winnsboro, TX 75494

5
beds
3.5
baths
4,411
sqft

Est. with seller financing: $3,962/mo

  • Single-family
  • Built in 1913
  • 24,002 sq ft lot
  • $102/sqft
  • Wood County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A rare opportunity to own a piece of history, this stunning 1913 home blends timeless character with endless potential! Rich in history and a focal point near downtown Winnsboro, this extraordinary 5-bed, 3.5-bath home spans 4,411 sq ft and offers a rare blend of historic elegance and modern updates. Two separate covered front porches each have their own entrance. Step inside the vestibule and into the rotunda to be captivated by the original Longleaf Pine floors, original grand mahogany pillars, and intricate staircase. The character of this home shines through with three original glass double doors, original light fixtures, functioning transom windows, and impressive 12-foot pressed tin ceilings. The main level features the primary suite with an oversized walk-in closet and a guest bedroom with an ensuite bath, both with fireplaces. Upstairs, you’ll find three additional bedrooms and a fully remodeled bath with a clawfoot tub. Two of the upstairs guest rooms have walk-out balconies, and one showcases beautiful original shiplap from top to bottom. This home has been thoughtfully upgraded for modern comfort, featuring a tankless water heater, foam insulation, a completely updated plumbing system from the house to the street, and upgraded electrical panels relocated to the basement. A 50-year shingle roof was installed in 2017, along with a sprinkler system and paid-off solar panels for energy efficiency. Additional highlights include zoned HVAC with four units, two spacious attics with floored storage space, and a basement with exterior access. Outside, enjoy the huge, fenced yard, mature trees, and a spacious covered patio with an outdoor kitchen and gas fireplace. There is a large recreation room complete with a bar, in addition to the carriage house that is two-cars deep. This is a one-of-a-kind opportunity to own a piece of history—updated for modern living! Special financing on this home-reach out for more info.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric, Zoned

Flooring

  • Hardwood
  • Tile

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Electric Oven
  • Gas Range
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater
  • Warming Drawer

Fireplace

  • Fireplaces: 5
  • Bedroom
  • Bath
  • Gas
  • Kitchen
  • Living Room
  • Masonry
  • Primary Bedroom
  • Outside
  • Ventless

Exterior & lot

Features

  • Balcony
  • Gas Grill
  • Outdoor Grill
  • Private Entrance
  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Detached
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Driveway
  • Garage
  • Heated Garage
  • Lighted
  • Garage Faces Side
  • Storage

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: City Of Winnsboro

Schools

  • District: Winnsboro ISD
  • Elementary: Winnsboro
  • Middle: Memorial
  • High: Winnsboro

Financial & listing details

Listing

  • Price per sq ft: $102
  • County: Wood
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,962/mo

Principal & interest
$3,251/mo
Property taxes
$501/mo
Homeowners insurance (est.)
$210/mo
Loan amount
$404,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Amy Downs, DHS Realty · MLS #21235287 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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