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Financing available

$259,900

2104 Ruidoso Drive, Waco, TX 76712

4
beds: 2
baths: 1,571
sqft

Est. with seller financing: $2,490/mo

Single-family
Built in 1986
8,690 sq ft lot
$165/sqft
McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to comfort, space, and everyday convenience in a peaceful Waco neighborhood! This well-maintained 4-bedroom, 2-bath home offers a functional layout designed to make the most of every space, with an inviting living area and comfortable living for the whole family. Step outside to a generously sized backyard with endless possibilities—perfect for weekend barbecues, entertaining guests, gardening, or simply unwinding outdoors. Additional features include a two-car garage and gutters for added practicality. Conveniently located near local amenities while offering the quiet atmosphere of an established neighborhood, this home is the perfect blend of comfort, functionality, and location. Move-in ready and full of potential, this inviting home is ready for you to make it your own!

Listing courtesy of Joseph Rosas, Bentwood Realty · MLS #21413575 · 254-300-4800

Facts & features

Interior

Features

Pantry
Vaulted Ceilings

Heating & cooling

Heating: Central, Fireplaces, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Laminate
Tile

Appliances

Dishwasher
Disposal
Gas Oven
Gas Range
Microwave
Refrigerator
Tankless Water Heater

Fireplace

Fireplaces: 1
Living Room
Wood Burning

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Gas Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Stories: 1
Roof: Asphalt
Foundation: Slab
Materials: Brick, Wood Siding

Parking

Garage spaces: 2
Concrete
Driveway
Garage Faces Front
Garage
Garage Door Opener
On Street

Community

Neighborhood

Subdivision: ROYALTON

Schools

District: Midway ISD
Elementary: Chapel Park
Middle: Midway
High: Midway

Financial & listing details

Listing

Price per sq ft: $165
County: McLennan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,490/mo

Down payment10% ($25,990)10%20%

Get Pre-Qualified

Principal & interest: $1,882/mo
Property taxes (est.): $487/mo
Homeowners insurance (est.): $121/mo

Loan amount: $233,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements