HFPHome Finance
Partner
Powered byDoorly
1 / 36
Financing available

$349,900

2107 Ruffles Lane, Henrietta, TX 76365

3
beds
2
baths
2,026
sqft

Est. with seller financing: $2,697/mo

  • Single-family
  • Built in 2006
  • 14,157 sq ft lot
  • $173/sqft
  • Clay County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Custom-built in Henrietta, Texas, in Clay County, this 3-bedroom, 2-bath home offers 2,026 square feet with an open layout and a separate office or possible 4th bedroom. The kitchen features abundant cabinetry and an oversized island extended with table-height seating, opening directly to the living room with laminate flooring, built-ins and a propane fireplace. The isolated primary suite includes an oversized walk-in closet and walk-in shower. Outside, the covered patio is already plumbed for propane and ready for an outdoor kitchen. Additional features include a utility room designed to double as a safe room, storage room off the attached 2-car garage, privacy-fenced backyard, in-ground sprinkler system and covered front porch. Solar panels help keep electric costs manageable, with the seller’s documented electric payments averaging approximately $114 per month over the past 10 months. Utility history is available for buyers to review. Located just blocks from Henrietta Elementary, the new Henrietta High School and Bearcat Stadium, with convenient access to everything Henrietta and Clay County have to offer.

Facts & features

Interior

Features

  • Built In Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Active Solar, Central, Electric, Fireplaces, Solar
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater

Fireplace

  • Fireplaces: 1
  • Living Room
  • Propane

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Centennial Park Ph 1

Schools

  • District: Henrietta ISD
  • Elementary: Henrietta
  • Middle: Henrietta
  • High: Henrietta

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Clay
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,697/mo

Principal & interest
$2,534/mo
Property taxes
Not available
Homeowners insurance (est.)
$163/mo
Loan amount
$314,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Sarah Lareau

NextHome Verity

(940) 782-6227

MLS #
21394678

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

More homes in Henrietta