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Financing available

$312,987

2111 Cottongrass Drive, Sherman, TX 75092

3
beds
2
baths
1,833
sqft

Est. with seller financing: $3,052/mo

  • Single-family
  • Built in 2026
  • 5,663 sq ft lot
  • $171/sqft
  • $52/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BRAND NEW energy - efficient home Nov 2026! A private study in the Oleander makes a perfect home office or play room. White cabinets with veined white quartz countertops, tan tone EVP flooring and light grey brown textured carpet. Small-town charm meets modern convenience in Sherman, located 40 miles north of the Dallas metroplex and recognized as one of the best small cities to live in. Westmoor residents will enjoy playgrounds, trail access, and a scenic greenbelt. Groundbreaking energy efficiency is also built seamlessly into every home in this community so you can spend less on utility bills and more on the things that matter most. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Facts & features

Interior

Features

  • High Speed Internet

Heating & cooling

  • Heating: Energy Star Qualified Equipment, Heat Pump

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Disposal
  • Gas Oven
  • Microwave
  • Tankless Water Heater

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Garage

Community

Neighborhood

  • Subdivision: Westmoor

HOA

  • Neighborhood Management, Inc.

Schools

  • District: Sherman ISD
  • Elementary: Henry W Sory
  • Middle: Piner
  • High: Sherman

Financial & listing details

Listing

  • Price per sq ft: $171
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,052/mo

Principal & interest
$2,267/mo
Property taxes (est.)
$587/mo
Homeowners insurance (est.)
$146/mo
HOA dues
$52/mo
Loan amount
$281,688
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Patrick Mcgrath, Meritage Homes Realty · MLS #21386666 · 210-610-3085

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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