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Financing available

$379,999

214 Southpeak Lane, Ponder, TX 76259

4
beds: 2
baths: 1,862
sqft

Est. with seller financing: $3,548/mo

Single-family
Built in 2004
11,892 sq ft lot
$204/sqft
Denton County

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Seller financing is available to qualified buyers.

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About this home

NO HOA and Ponder ISD! This 4 bedroom, 2 bath home in Steamboat Estates offers 1,862 square feet with a comfortable split-bedroom floor plan and plenty of usable space. Both bathrooms have been updated, and the living room features a wood burning fireplace. The spacious primary suite is separated from the secondary bedrooms and includes dual sinks, a separate shower and walk in closet. Step outside to a covered patio and fenced backyard with a 12x16 storage building or workshop complete with electricity and air conditioning, a great bonus for a workshop, hobby space or additional storage. Attached 2 car garage and approximately .27-acre lot. Enjoy small-town Ponder living with Ponder ISD and NO HOA!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Double Vanity
Granite Counters
Kitchen Island
Open Floorplan
Pantry
Walk In Closets
Wired For Sound

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Electric Water Heater
Disposal
Vented Exhaust Fan

Fireplace

Fireplaces: 1
Masonry
Wood Burning

Laundry

Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Asphalt
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Additional Parking
Concrete
Garage Faces Front
Garage
Garage Door Opener

Lot

Interior Lot

Community

Neighborhood

Subdivision: Steamboat Estates Ph 1

Schools

District: Ponder ISD
Elementary: Ponder
Middle: Ponder
High: Ponder

Financial & listing details

Listing

Price per sq ft: $204
County: Denton
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,548/mo

Down payment10% ($38,000)10%20%

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Principal & interest: $2,752/mo
Property taxes: $619/mo
Homeowners insurance (est.): $177/mo

Loan amount: $341,999
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Angie Gragg, HH Realty · MLS #21378413 · 469-321-3468

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.