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Financing available

$549,999

2157 Bailey Street, Carrollton, TX 75010

3
beds
2
baths
1,994
sqft

Est. with seller financing: $5,149/mo

  • Single-family
  • Built in 2020
  • 4,269 sq ft lot
  • $276/sqft
  • $48/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Step inside this beautifully appointed 3-bedroom, 2-bath home in Carrollton’s Saddle Ridge neighborhood, where an open-concept layout and abundant natural light create a warm, welcoming first impression. Sunlight pours through the windows, highlighting the thoughtfully selected finishes, while plantation shutters add timeless style throughout. Showing like a model home, the connected living, dining, and kitchen spaces offer an inviting setting for quiet mornings, everyday living, and gathering with guests. The kitchen pairs beautiful luxury countertops with designer cabinetry, creating a polished focal point that complements the home’s bright, airy feel. Just off the garage entrance, a charming mud bench offers a convenient place to leave shoes, bags, and the day behind. The garage features epoxy flooring and an electric vehicle charging station for added convenience. Outside, the low-maintenance backyard includes a grassy area with minimal upkeep, offering space to enjoy the outdoors without an extensive yard-care routine. Located near Hebron High School and Parker Road, this home provides easy access to restaurants, grocery stores, and everyday essentials. A beautiful blend of style, comfort, and convenience in Saddle Ridge!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Epoxy Flooring
  • Electric Vehicle Charging Stations
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Saddle Ridge

HOA

  • Saddle Ridge HOA

Schools

  • District: Lewisville ISD
  • Elementary: Indian Creek
  • Middle: Arbor Creek
  • High: Hebron

Financial & listing details

Listing

  • Price per sq ft: $276
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,149/mo

Principal & interest
$3,983/mo
Property taxes
$861/mo
Homeowners insurance (est.)
$257/mo
HOA dues
$48/mo
Loan amount
$494,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cindy Joseph, INC Realty, LLC · MLS #21407397 · 972-351-1095

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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