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Financing available

$415,000

2201 River Trail, Melissa, TX 75454

4
beds: 2.5
baths: 2,129
sqft

Est. with seller financing: $4,035/mo

Single-family
Built in 2021
6,011 sq ft lot
$195/sqft
$58/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

HUGE SAVING!!! MARKET CHANGED, PRICE CHANGED TOO! TAKE ADVANTAGE BEFORE IT'S TOO LATE. This stunning, 1-story home with 4 bedrooms and 2.5 baths is now available and move-in ready. Designed with comfort and style in mind, this home features a bright, open floor plan and a desirable split-bedroom layout for added privacy. The spacious kitchen is a true centerpiece, featuring granite countertops, a large island, stainless steel appliances, and a Samsung French-door refrigerator, perfect for everyday living and entertaining. Enjoy the beauty and durability of wood-look ceramic tile flooring throughout the main living areas, complemented by plush carpet in the bedrooms for added comfort. The versatile 4th bedroom can easily serve as a home office or study, ideal for today’s lifestyle. Soaring high ceilings and large energy-efficient windows fill the home with natural light and offer a blank canvas to style with your own décor. Conveniently located near award-winning schools, very close to Walmart, HEB, and Buc-ee's, this home combines location, functionality, and modern finishes—making it a must-see lease opportunity.

Facts & features

Interior

Features

Cable Tv
Vaulted Ceilings

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Ceramic Tile

Appliances

Some Gas Appliances
Dishwasher
Gas Cooktop
Gas Oven
Microwave
Plumbed For Gas
Refrigerator
Tankless Water Heater

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Shingle
Materials: Brick

Parking

Garage spaces: 2
Door Single
Driveway

Lot

Sprinkler System

Community

Neighborhood

Subdivision: 0000122640

HOA

Legacy Ranch Melissa HOA

Schools

District: Melissa ISD
Elementary: Willow Wood
Middle: Melissa
High: Melissa

Financial & listing details

Listing

Price per sq ft: $195
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,035/mo

Down payment10% ($41,500)10%20%

Check Your Financing Options

Principal & interest: $3,005/mo
Property taxes (est.): $778/mo
Homeowners insurance (est.): $194/mo
HOA dues: $58/mo

Loan amount: $373,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Richard Choe, Fathom Realty LLC · MLS #21316238 · 888-455-6040

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.