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Financing available

$510,000

2204 Cardinal Drive, Plano, TX 75023

5
beds
4.5
baths
2,954
sqft

Est. with seller financing: $4,633/mo

  • Single-family
  • Built in 1983
  • 11,326 sq ft lot
  • $173/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Massive price reduction well under comp value for this neighborhood! This is a rare opportunity to own a spacious 5-bedroom, 5-bathroom home in the highly sought-after Quail Creek neighborhood—with no HOA. New Roof, New Gutters, New Furnace, AC, Insulation all replaced in 2025. Big ticket items are completed, a great value for someone to come in and make it their own! Boasting nearly 3,000 square feet, this home offers an exceptional layout with room for everyone, making it ideal for growing families, multigenerational living, or those who simply love extra space. Located within the neighborhood, children can enjoy the convenience of walking to the highly rated Carlisle Elementary School. Quail Creek is one of Plano's most established and charming communities, known for its mature trees, oversized lots, and homes set back from the street, creating a timeless streetscape that feels like something out of a Hallmark movie. Step outside to an entertainer's paradise featuring two covered patios, a sparkling pool with an attached spa and waterfall, and plenty of space to host family gatherings, summer cookouts, or simply relax in your own private backyard retreat. Lovingly maintained by the same owners for more than two decades, this home presents an incredible opportunity to add your own personal style and updates while building memories for years to come. If you've been searching for space, location, character, and the freedom of a neighborhood without an HOA, 2204 Cardinal Drive is a home you won't want to miss.

Facts & features

Interior

Features

  • Wet Bar
  • Pantry
  • Walk In Closets

Appliances

  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Masonry

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Faces Rear

Pool

  • Pool

Community

Neighborhood

  • Subdivision: Quail Creek Add

Schools

  • District: Plano ISD
  • Elementary: Carlisle
  • Middle: Schimelpfenig
  • High: Clark

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,633/mo

Principal & interest
$3,693/mo
Property taxes
$702/mo
Homeowners insurance (est.)
$238/mo
Loan amount
$459,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Connor Hornsby, eXp Realty · MLS #21319327 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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