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Financing available

$359,500

222 Chesterfield Circle, Waxahachie, TX 75165

4
beds
2.5
baths
2,146
sqft

Est. with seller financing: $3,316/mo

  • Single-family
  • Built in 2005
  • 9,801 sq ft lot
  • $168/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

No HOA! Assumable VA loan available to qualified buyers. This inviting home welcomes you with a beautifully shaded front yard and a thoughtfully landscaped entry. Step inside to discover pride of ownership throughout, highlighted by numerous upgrades and a bright, flexible floor plan. Featuring 4 spacious bedrooms, this home offers versatility for families, guests, or a dedicated office. The open kitchen overlooks the family room and is a true standout—complete with three GE ovens, custom cabinetry, a large pantry area, and well-designed counter space, making it an entertainer’s dream. The generous family room includes a wood-burning fireplace and easy access to the breakfast area. Downstairs features laminate wood flooring and a formal dining room in addition to the cozy breakfast nook. The primary suite, located on the main level, offers a garden tub, separate shower, dual sinks, and a walk-in closet. Upstairs you’ll find three well-sized bedrooms and a full bath. Enjoy a large backyard accessible from both the kitchen and family room, with oversized windows offering great visibility—perfect for hosting BBQs or keeping an eye on kids and pets. With updated light fixtures and a new roof (2021), this home is move-in ready with little left to do. VA assumable loan (2021). Move-in ready and NO HOA!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Electric, Solar
  • Cooling: Central Air

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage

Community

Neighborhood

  • Subdivision: Windchase East Ph II Sec I

Schools

  • District: Waxahachie ISD
  • Elementary: Shackelford
  • Middle: Finley
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $168
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,316/mo

Principal & interest
$2,603/mo
Property taxes
$545/mo
Homeowners insurance (est.)
$168/mo
Loan amount
$323,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Ken Taylor, Fathom Realty · MLS #21136543 · 888-455-6040

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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