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Financing available

$249,900

226 W Cardinal, Ector, TX 75439

3
beds: 2
baths: 1,140
sqft

Est. with seller financing: $2,396/mo

Single-family
Built in 2026
$219/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Living in a small town like Ector, offers a slower, quieter lifestyle. You are still within 15 minutes to Bonham, and within 30 minutes from Sherman and Denison. This house has lots of amenities!! Make your appointment to see it soon!! House is virtually staged. There is no furniture in it and no furniture goes with the sale of the house.

Listing courtesy of (Charolette) Ann Dicken, Ann's Realty · MLS #21419812

Facts & features

Interior

Features

Built In Features
Eat In Kitchen

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Vinyl

Appliances

Electric Range
Electric Water Heater

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Open
Off Street

Lot

Interior Lot

Community

Neighborhood

Subdivision: West Cardinal Estates

Schools

District: Ector ISD
Elementary: Ector
Middle: Ector
High: Ector

Financial & listing details

Listing

Price per sq ft: $219
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,396/mo

Down payment10% ($24,990)10%20%

Get Pre-Qualified

Principal & interest: $1,810/mo
Property taxes (est.): $469/mo
Homeowners insurance (est.): $117/mo

Loan amount: $224,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements