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Financing available

$643,000

2264 Emerald Drive, Waxahachie, TX 75167

4
beds
4.5
baths
2,848
sqft

Est. with seller financing: $6,229/mo

  • Single-family
  • Built in 2025
  • 11,369 sq ft lot
  • $226/sqft
  • $67/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

WHY WAIT to build when you can move into this like-new, fully upgraded single-story home in the desirable Ridge Crossing boutique community—built in 2025 and ready now with features you won’t get standard from the builder. Situated on a premium oversized corner lot, this home offers both space and privacy rarely found in new construction. Step inside to upgraded hardwood flooring that flows seamlessly through the main living areas, adding warmth and elegance throughout. The open-concept kitchen showcases quartz countertops, ample cabinetry, and smart-home wiring, blending style with everyday functionality. Thoughtful upgrades continue with plantation shutters, motorized blinds, and a water softener system—details that elevate both comfort and convenience. A true showstopper is the expansive sliding glass door system spanning the length of the living room, opening completely to the outdoor space and creating a seamless indoor-outdoor living experience. Perfect for entertaining or relaxing, this feature fully maximizes the oversized lot and natural light. Ridge Crossing offers a boutique community feel with oversized homesites, scenic greenbelt views, and amenities including a park, playground, and pickleball courts just steps away. Ideally located with easy access to Interstate 35E and U.S. Highway 287, you’re minutes from historic downtown Waxahachie and near the rapidly growing Midlothian area—making commuting simple while enjoying peaceful suburban living. Skip the construction timeline and upgrade costs—this home has it all and is move-in ready. Schedule your private tour today. COME Join us for an Open House Saturday June 20th from 1:00PM-3:00PM Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Common Area

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Cedar, Fiber Cement

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage

Lot

  • Corner Lot
  • Subdivision

Community

Neighborhood

  • Subdivision: Ridge Crossing

HOA

  • Community Management Associates, Inc

Schools

  • District: Waxahachie ISD
  • Elementary: Wedgeworth
  • Middle: Evelyn Love Coleman
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $226
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,229/mo

Principal & interest
$4,656/mo
Property taxes (est.)
$1,206/mo
Homeowners insurance (est.)
$300/mo
HOA dues
$67/mo
Loan amount
$578,700
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kellie Monterrosa, Orchard Brokerage · MLS #21210729 · 844-515-9880

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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