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Financing available

$320,000

227 Old Spanish Trail, Waxahachie, TX 75167

4
beds
2.5
baths
2,164
sqft

Est. with seller financing: $3,074/mo

  • Single-family
  • Built in 2014
  • 5,706 sq ft lot
  • $148/sqft
  • $24/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Move-in ready and priced below many new-construction options, this refreshed 4-bedroom home in Waxahachie offers approximately 2,164 square feet, 2.5 bathrooms and a versatile two-story layout. The private downstairs primary suite provides comfortable separation, while three spacious bedrooms upstairs offer flexibility for guests, a home office or hobbies. An open-concept kitchen, dining and living area makes everyday living and entertaining feel effortless. Recent improvements include fresh interior paint and a new dishwasher in 2026, plus new gutters in 2025. The kitchen refrigerator also conveys, making the move even easier. Located in the desirable Settlers Glen community near I-35, shopping, dining and everyday conveniences

Listing courtesy of Ashley Galica, ARC Realty DFW · MLS #21384026 · 817-609-4115

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Pantry
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator

Exterior & lot

Construction

  • Style: Craftsman, Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage

Community

Neighborhood

  • Subdivision: Settlers Glen Add Ph 2

HOA

  • RealManage

Schools

  • District: Waxahachie ISD
  • Elementary: Wedgeworth
  • Middle: Evelyn Love Coleman
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $148
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,074/mo

Principal & interest
$2,317/mo
Property taxes
$584/mo
Homeowners insurance (est.)
$149/mo
HOA dues
$24/mo
Loan amount
$288,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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