HFPHome Finance
Partner
Powered byDoorly
1 / 40
Financing available

$419,900

229 Harvey Lane, Decatur, TX 76234

3
beds
2
baths
1,325
sqft

Est. with seller financing: $3,567/mo

  • Single-family
  • Built in 2005
  • 43,821 sq ft lot
  • $317/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

USDA ELIGIBLE! Qualified buyers may be able to purchase with 0% down through USDA financing. Ask your lender about USDA eligibility and available financing options. Enjoy country living with the possibility of significantly reducing your upfront cash needed to purchase! Beautifully maintained and move-in ready, this property offers the perfect blend of comfort, functionality, and space. Pride of ownership is evident throughout with fresh interior paint and meticulous upkeep. A standout feature is the impressive 30' x 25' insulated, air-conditioned shop with shelving, ideal for hobbies, projects, a workshop, or additional storage. The property also offers exceptional parking with an attached as well as a detached two-car garage, covered parking for and RV or boat, and plenty of additional space for vehicles, trailers, or recreational equipment. Recent updates include a new HVAC system (2022) and a new roof and gutters (2022), providing added peace of mind. You'll also appreciate the storm cellar, spacious outdoor areas, and peaceful setting that offers room to spread out while remaining conveniently located. Showings begin Sept. 5, 2026. Don't miss the opportunity to see all this property has to offer. (Seller does not have an existing survey. Buyer will be responsible for obtaining and paying for a new survey, if required.)

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Paneling Wainscoting
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dryer
  • Electric Oven
  • Ice Maker
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Barrel Cisterns
  • Rv Hookup

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 4
  • Additional Parking
  • Covered
  • Carport
  • Detached Carport
  • Driveway
  • Garage
  • Golf Cart Garage
  • Garage Door Opener
  • Lighted
  • Rv Carport
  • Rv Access Parking
  • Storage
  • Workshop In Garage

Community

Neighborhood

  • Subdivision: Prairie Vista Estates

Schools

  • District: Decatur ISD
  • Elementary: Carson
  • Middle: Decatur
  • High: Decatur

Financial & listing details

Listing

  • Price per sq ft: $317
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,567/mo

Principal & interest
$3,041/mo
Property taxes
$330/mo
Homeowners insurance (est.)
$196/mo
Loan amount
$377,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Tiffany Christophe, Coldwell Banker Realty · MLS #21353781 · 972-691-7580

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Decatur