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Financing available

$657,500

23 Independence Trail, Waco, TX 76708

4
beds
3
baths
2,842
sqft

Est. with seller financing: $5,815/mo

  • Single-family
  • Built in 2017
  • 38,368 sq ft lot
  • $231/sqft
  • $38/mo HOA
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to Southern elegance in the prestigious gated community of Austin Colony, zoned to the highly acclaimed China Spring ISD. Originally featured as a 2017 Parade of Homes showcase, this exceptional 4-bedroom, 3-bathroomresidence offers 2,842 square feet of timeless craftsmanship, thoughtful design, and modern comfort. From the moment you step inside, you'll appreciate the warmth of plantation shutters, custom built-ins, soaring ceilings, and light-filled living spaces designed for both everyday living and effortless entertaining. The open-concept kitchen is the heart of the home, featuring granite countertops, custom cabinetry, abundant workspace, and seamless flow into the spacious living area. The isolated primary suite provides a private retreat with a spa-inspired bath, while the split-bedroom floor plan offers comfort and flexibility for family and guests. Step outside and discover what truly sets this property apart. Situated on an expansive 0.88-acre homesite, the backyard is a rare opportunity—a true blank canvas with room to create the outdoor oasis you've always envisioned. Whether you dream of a resort-style pool, outdoor kitchen, pickleball court, workshop, garden, or simply wide-open green space for entertaining and play, there's room here to bring your vision to life. Enjoy it today from the covered patio, or make it your own tomorrow. Additional amenities include built-in surround sound, a security system, gutters, a whole-home generator, a sprinkler system, and an oversized three-car garage. Homes that offer this combination of custom quality, nearly an acre of usable land, and the opportunity to personalize the outdoor living experience are becoming increasingly difficult to find. Experience luxury, space, and the best of Southern living in Austin Colony.

Facts & features

Interior

Features

  • Built In Features
  • High Speed Internet
  • Cable Tv
  • Vaulted Ceilings
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Tile

Appliances

  • Electric Water Heater
  • Disposal

Fireplace

  • Fireplaces: 1
  • Family Room
  • Living Room
  • Wood Burning

Exterior & lot

Features

  • Dog Run
  • Fire Pit
  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Stone Veneer

Parking

  • Garage spaces: 3
  • Additional Parking
  • Driveway
  • Garage Faces Side
  • Storage

Community

Neighborhood

  • Subdivision: Austin Colony

HOA

  • Austin Colony

Schools

  • District: China Spring ISD
  • Elementary: China Spring
  • Middle: China Spring

Financial & listing details

Listing

  • Price per sq ft: $231
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,815/mo

Principal & interest
$4,761/mo
Property taxes
$709/mo
Homeowners insurance (est.)
$307/mo
HOA dues
$38/mo
Loan amount
$591,750
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Lindsey Wachsmann, Bramlett Partners · MLS #21343380 · 512-850-5717

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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