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Financing available

$482,500

2308 Spruce Meadow Lane, McKinney, TX 75071

5
beds: 3
baths: 3,556
sqft

Est. with seller financing: $4,429/mo

Single-family
Built in 2001
6,098 sq ft lot
$136/sqft
$19/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

*******APPROVED TO BE SOLD BELOW ASSESSED VALUE****** This Beautiful home is back on the market! This 5-bedroom, 3-bathroom home offers over 3,500 square feet of living space perfectly designed for comfortable family living and entertaining. Inside, you’ll find three generous living areas, providing the flexibility to create a home office, game room, or media space. The large open areas are ideal for gatherings of any size. Step outside to a large backyard with plenty of room to run, play, or add a pool or outdoor living area. Whether you're hosting summer barbecues or enjoying quiet evenings under the stars, this backyard is ready for your personal touch. Unbeatable location, space for everyone, and excellent schools. Excellent condition, Roof replaced 2 years ago.

Facts & features

Interior

Features

Kitchen Island
Pantry
Walk In Closets

Heating & cooling

Cooling: Central Air

Appliances

Dishwasher
Disposal

Fireplace

Fireplaces: 1
Electric

Exterior & lot

Construction

Style: Detached
Stories: 2
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Garage

Community

Neighborhood

Subdivision: Creek Hollow Ph 1

HOA

Creek Hollow McKinney

Schools

District: McKinney ISD
Elementary: Naomi Press
Middle: Johnson
High: McKinney North

Financial & listing details

Listing

Price per sq ft: $136
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,429/mo

Down payment10% ($48,250)10%20%

Check Your Financing Options

Principal & interest: $3,494/mo
Property taxes: $691/mo
Homeowners insurance (est.): $225/mo
HOA dues: $19/mo

Loan amount: $434,250
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Colleen Fex, Keller Williams Frisco Stars · MLS #21020923 · 972-712-9898

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.