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Financing available

$324,000

232 S Jacobs Street, Albany, TX 76430

3
beds
2
baths
2,375
sqft

Est. with seller financing: $2,497/mo

  • Single-family
  • Built in 1921
  • 10,000 sq ft lot
  • $136/sqft
  • Shackelford County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Take advantage of a new price reduction, plus a generous $15,000 concession you can apply to closing costs or upgrades of your choice. This is an excellent opportunity to make your purchase easier and to customize it to your specific needs. Step into a home where classic craftsmanship meets everyday comfort. This one-of-a-kind residence offers 2 large bedrooms and 2 full baths downstairs, plus a finished attic that serves as the 3rd bedroom or could be a child's playroom, and is large enough to be both. The inviting living room features a wood-burning fireplace with an insert and beautiful built-in cabinetry, creating a welcoming atmosphere the minute you walk through the stone entryway. Right off the entryway is a flex space that could work as an office, a moody library, or a creative studio. It offers approximately 2375 sq. ft. of thoughtfully designed living space filled with warmth, charm, and architectural character. Outside, shaded trees enhance the tranquility, and the large backyard features a versatile concrete pad that could serve as RV parking, a small basketball court for the kids, or a creative hangout spot for family and friends. Another bonus is the handy 19x20 storage shed with a 1-car garage space. With many updates, this home with storybook character is rich in personality, showcases timeless details, and offers an inviting atmosphere that blends old-world elegance with modern functionality. Whether you are entertaining guests, enjoying quiet evenings by the fireplace, or relaxing on the patio in the spacious backyard, every space feels warm and welcoming. This home is ideal for those who appreciate distinctive architecture and enduring craftsmanship; this one-of-a-kind property is more than a house- it is a place to call home.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Fireplaces
  • Cooling: Ceiling Fans, Window Units

Appliances

  • Dishwasher
  • Gas Cooktop
  • Gas Oven
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Wood Burning
  • Insert

Exterior & lot

Construction

  • Style: Craftsman, Detached
  • Stories: 2
  • Materials: Rock, Stone

Parking

  • Concrete

Community

Neighborhood

  • Subdivision: 000101

Schools

  • District: Albany ISD
  • Elementary: Nancy Smith
  • Middle: Albany
  • High: Albany

Financial & listing details

Listing

  • Price per sq ft: $136
  • County: Shackelford
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,497/mo

Principal & interest
$2,346/mo
Property taxes
Not available
Homeowners insurance (est.)
$151/mo
Loan amount
$291,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Monica Cleveland, Clear Fork Realty · MLS #21349329 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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