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Financing available

$463,999

235 Private Road 5440, Point, TX 75472

5
beds: 2.5
baths: 2,589
sqft

Est. with seller financing: $3,646/mo

Single-family
Built in 2025
44,867 sq ft lot
$179/sqft
Rains County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Home is 100% brick. Sprinkler system installed. 5x larger bedrooms and closets. Tankless water heater in the garage. 16 SEER inverter HVAC system. Saves 50% on your energy bill. Large open concept. Large primary closet and bedroom. Walk-in shower and large shower. Sits on 1 acre lot. This is the 1st phase of a 5 phase neighborhood.

Facts & features

Interior

Features

Vaulted Ceilings
Wired For Sound

Heating & cooling

Heating: Central, Electric, Heat Pump
Cooling: Central Air, Electric

Flooring

Ceramic Tile
Vinyl

Appliances

Some Gas Appliances
Dishwasher
Electric Oven
Electric Range
Gas Cooktop
Disposal
Microwave
Plumbed For Gas

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Cedar Creek

Schools

District: Rains ISD
Elementary: Rains
Middle: Rains
High: Rains

Financial & listing details

Listing

Price per sq ft: $179
County: Rains
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,646/mo

Down payment10% ($46,400)10%20%

See If You Qualify

Principal & interest: $3,360/mo
Property taxes: $69/mo
Homeowners insurance (est.): $217/mo

Loan amount: $417,599
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Aaron Jistel

ListingSpark

877-897-7275

MLS #: 21352457

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify