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Financing available

$399,000

2405 Ridgewood Drive, Plano, TX 75074

4
beds: 2
baths: 2,179
sqft

Est. with seller financing: $3,626/mo

Single-family
Built in 1974
9,148 sq ft lot
$183/sqft
Collin County

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Seller financing is available to qualified buyers.

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About this home

Sunlight floods this spacious home featuring a split bedroom layout and fun-filled backyard pool in the top-performing Plano ISD. The central location places you near popular destinations like the Shops at Legacy, Central Market, and Allen Premium Outlets with easy access to Dallas. This updated footprint provides privacy by grouping the spacious secondary bedrooms away from the master bedroom. Master suite features a new white oak dual vanity and renovated walk-in shower. Bonus room above the sitting area offers a fun nook for the littles to play, or an extra AC-controlled space. Expansive kitchen offers quartz countertops, revived kitchen cabients, and stainless appliances with gas range. Walk out back to a grill-ready covered patio, large pool with Cooldeck surfacing. Do not miss this move-in ready home to beat the heat and end the summer right!

Facts & features

Interior

Features

Chandelier
Double Vanity
Eat In Kitchen
Pantry

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Ceramic Tile

Appliances

Some Gas Appliances
Dishwasher
Disposal
Gas Range
Gas Water Heater
Microwave
Plumbed For Gas

Fireplace

Fireplaces: 1
Wood Burning

Exterior & lot

Construction

Style: Ranch, Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Garage
Garage Door Opener
Garage Faces Rear

Pool

Gunite
In Ground
Outdoor Pool
Pool

Community

Neighborhood

Subdivision: Pebblebrook Village

Schools

District: Plano ISD
Elementary: Memorial
Middle: Bowman
High: Williams

Financial & listing details

Listing

Price per sq ft: $183
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,626/mo

Down payment10% ($39,900)10%20%

See If You Qualify

Principal & interest: $2,889/mo
Property taxes: $551/mo
Homeowners insurance (est.): $186/mo

Loan amount: $359,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Robert Miller

OnDemand Realty

214-766-5833

MLS #: 21407902

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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