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Financing available

$739,985

2412 Cottonwood Manor, Northlake, TX 76226

4
beds
4.5
baths
3,742
sqft

Est. with seller financing: $5,828/mo

  • Single-family
  • Built in 2026
  • 9,143 sq ft lot
  • $198/sqft
  • $124/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

What's Special: Close to Amenity - Dedicated Study - Game Room & Media - 3-Car Garage. New Construction – Ready Now! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the Pearl at 2412 Cottonwood Manor in The Ridge at Northlake! This new, spacious two-story home offers a versatile layout designed for comfortable living and entertaining. The main level features an open great room that flows seamlessly into the kitchen and dining area, highlighted by a large island and access to a covered patio for easy indoor-outdoor living. The private primary suite includes a spa-inspired bath and two generous walk-in closets, while a secondary suite on the first floor adds flexibility for guests. A dedicated study sits near the foyer, perfect for working from home. Upstairs, enjoy a large game room and media room, along with additional bedrooms and baths arranged around an open-to-below layout overlooking the great room, allowing natural light to flow throughout the home. Come home to The Ridge at Northlake 60s, where stunning curb appeal and resort-style amenities shine. Kids can enjoy playgrounds, the Adventure Park, ninja course, and the Little Explorers Club. Adults can relax at the pool, hit the fitness center, or meet neighbors at community hangouts. With parks, trails, and top-rated Argyle ISD, there’s something for everyone. Additional Highlights Include: upgraded flooring and countertops, tiled shower floor in primary bath, and upgrade cabinet package. MLS# 21302857

Facts & features

Interior

Features

  • Double Vanity
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Gas Cooktop
  • Disposal
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Log

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: The Ridge at Northlake

HOA

  • CMA
  • Concierge

Schools

  • District: Argyle ISD
  • Elementary: Jane Ruestmann
  • Middle: Scott Gibson
  • High: Argyle

Financial & listing details

Listing

  • Price per sq ft: $198
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,828/mo

Principal & interest
$5,359/mo
Property taxes
Not available
Homeowners insurance (est.)
$345/mo
HOA dues
$124/mo
Loan amount
$665,986
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Bobbie Alexander, Alexander Properties · MLS #21302857 · 281-619-8241

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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