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Financing available

$598,000

245 Mckinley Lane, Royse City, TX 75189

4
beds
2
baths
2,425
sqft

Est. with seller financing: $5,179/mo

  • Single-family
  • Built in 2007
  • 68,868 sq ft lot
  • $247/sqft
  • $4/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to the perfect blend of comfort, space, and outdoor living in Royse City. Situated on 1.5 acres+, this beautifully maintained 4-bedroom, 2-bath home offers 2,425 square feet of thoughtfully designed living space and an incredible backyard retreat. Step inside to an open-concept layout with high ceilings, crown molding, and rich wood flooring that create a warm and inviting atmosphere. The spacious living room features a stunning stone fireplace and large windows that bring in natural light while offering views of the backyard oasis. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, tile backsplash, abundant cabinetry, and a large breakfast bar that opens to the dining and living areas. A versatile flex space currently used as a game room provides the perfect area for a pool table, media room, or second living space. The private primary suite offers plenty of room to relax and includes a spacious ensuite bath with dual vanities, soaking tub, separate shower, and large walk-in closet. Step outside and you’ll find a backyard built for entertaining. The sparkling gunite pool (2017) is the centerpiece of the outdoor space and is complemented by a stunning covered cabana, creating a perfect setting for relaxing or hosting gatherings. With wide open views and plenty of yard space, this property offers the privacy and freedom that acreage living provides. Car enthusiasts, hobbyists, or anyone needing extra space will appreciate the impressive 20x40 workshop (2015), offering ample room for vehicles, storage, and projects. New outside HVAC (2019) New inside HVAC (2025) Located in Royse City with easy access to nearby amenities while still enjoying the peace of country-style living, this property offers the space, features, and outdoor lifestyle that are increasingly hard to find. HVAC, entire system-attic & outside units-all checked and filter replaced (Feb 2026)

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Stone
  • Wood Burning

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Garage Faces Side
  • On Street
  • Boat
  • Rv Access Parking

Pool

  • Cabana
  • Pool
  • Water Feature

Lot

  • Acreage
  • Backs To Greenbelt Park
  • Greenbelt
  • Interior Lot
  • Many Trees
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Alexander Ranch Estates Ph II

HOA

  • Alexander Ranch HOA

Schools

  • District: Royse City ISD
  • Elementary: Fort
  • Middle: Royse City
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $247
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,179/mo

Principal & interest
$4,330/mo
Property taxes
$566/mo
Homeowners insurance (est.)
$279/mo
HOA dues
$4/mo
Loan amount
$538,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Toni Evans Morrow

RE/MAX Four Corners

972-396-9100

MLS #
21370909

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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