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Financing available

$599,000

2455 Lusitano Lane, Celina, TX 75009

6
beds
4
baths
4,021
sqft

Est. with seller financing: $4,685/mo

  • Single-family
  • Built in 2018
  • 8,886 sq ft lot
  • $149/sqft
  • $67/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Get there first! This spacious Carter Ranch home checks the big boxes: room, location, amenities, and NO PID or MUD taxes! This impressive 6-bedroom, 4-bath home offers room for everyone with the primary suite downstairs, a private study with nearby full bath that could function as a second downstairs bedroom, plus 4 generous bedrooms upstairs. Designed for everyday living and entertaining, the home features soaring ceilings, abundant natural light, formal living and dining areas, a large family room with fireplace, game room, media room, and an open kitchen with gas cooktop, granite counters, stainless steel appliances, island, breakfast bar, pantry, and walk-in pantry. The private primary suite offers an ensuite bath and walk-in closet, while the covered patio and spacious backyard provide plenty of room to relax, play, or entertain. A rare 3-car garage offers excellent space for vehicles, storage, and outdoor gear. Enjoy outstanding Carter Ranch amenities including a community pool, splash park, playgrounds, walking trails, greenbelts, and a scenic catch-and-release lake with fishing pond. O’Dell Elementary is conveniently located within the neighborhood, with additional Celina ISD schools and Collin College nearby. You will love the convenience of being just minutes from Lowe’s, Costco, Walmart, Academy Sports, PetSmart, shopping, dining, entertainment, historic Downtown Celina, and the future Dallas North Tollway extension. Experience the charm that has made Celina one of North Texas’ most sought-after communities, offering hometown character, year-round events, and modern convenience. NO PID and NO MUD taxes. Carter Ranch is the perfect place to call home.

Facts & features

Interior

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood
  • Wood

Appliances

  • Dishwasher
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Asphalt, Composition, Shake
  • Foundation: Slab
  • Materials: Brick, Concrete, Rock, Stone, Wood Siding

Parking

  • Garage spaces: 3
  • Additional Parking
  • Door Multi
  • Garage

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Carter Ranch

HOA

  • CMA Management

Schools

  • District: Celina ISD
  • Elementary: O'Dell
  • Middle: Jerry & Linda Moore,Celina
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $149
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,685/mo

Principal & interest
$4,338/mo
Property taxes
Not available
Homeowners insurance (est.)
$280/mo
HOA dues
$67/mo
Loan amount
$539,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Lance Taylor, Keller Williams Legacy · MLS #21317033 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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