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Financing available

$420,000

251 Bear Trail, Waxahachie, TX 75165

4
beds
3.5
baths
2,561
sqft

Est. with seller financing: $3,977/mo

  • Single-family
  • Built in 2020
  • 8,059 sq ft lot
  • $164/sqft
  • $29/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 251 Bear Trail, a beautifully maintained home in the desirable Buffalo Ridge subdivision of Waxahachie, TX. Built in 2020 and lovingly cared for by its original owner, this four-bedroom, 3.5-bathroom home offers modern comfort, thoughtful design, and an exceptional floor plan on a desirable corner lot. The spacious downstairs layout features an inviting open-concept living, dining, and kitchen area, creating an ideal setting for both everyday living and entertaining. The living room is anchored by a cozy fireplace, adding warmth and character to the space. The beautiful oversized kitchen features an expansive layout, abundant cabinetry, generous workspace, and a cooktop, making it a natural gathering place for family and guests. A versatile downstairs den provides valuable additional living space and can easily function as a home office, study, playroom, or private retreat. Upstairs, a spacious loft offers even more flexibility, with room for a game room, media area, or secondary living space. The four-bedroom layout provides comfortable accommodations for family and guests, while 3.5 bathrooms add convenience and functionality. The corner-lot setting enhances the home's curb appeal and provides an appealing sense of space. Located in Buffalo Ridge, this home offers convenient access to Waxahachie's shopping, dining, schools, parks, and major roadways while maintaining the welcoming feel of a residential community. With its newer construction, original-owner care, open floor plan, spacious kitchen, downstairs den, upstairs loft, fireplace, and corner-lot location, 251 Bear Trail offers a wonderful opportunity to enjoy modern living in Waxahachie.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Stone

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Corner Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Buffalo Rdg Ph IV

HOA

  • JHouston

Schools

  • District: Waxahachie ISD
  • Elementary: Ray
  • Middle: Howard
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $164
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,977/mo

Principal & interest
$3,041/mo
Property taxes
$711/mo
Homeowners insurance (est.)
$196/mo
HOA dues
$29/mo
Loan amount
$378,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Robyn Chavarria

Real Broker, LLC

855-450-0442

MLS #
21363489

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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