Financing available

$315,000

26 CR 2045, Mount Vernon, TX 75457

4
beds: 2
baths: 2,168
sqft

Est. with seller financing: $2,428/mo

Single-family
Built in 1995
60,113 sq ft lot
$145/sqft
Franklin (TX) County

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Seller financing is available to qualified buyers.

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About this home

Neat, solid 4-bedroom, 2-bath brick home with 2-car carport on about 1.38 acres, just over a mile from Mt. Vernon. This home features a split bedroom arrangement with the main suite on one side of the house and the other three bedrooms and a full bath on the other side. The vaulted great room has a wood-burning fireplace. A spacious dining area can accommodate a large table and is positioned just off the kitchen. The kitchen has lots of cabinet and counter space and includes an island. Appliances include an electric cooktop, double ovens a dishwasher and fridge. The utility room sits just behind the kitchen, and an adjacent outside door opens onto the carport. The back yard is surrounded by a privacy fence and also contains a metal 8x16 storage building.

Facts & features

Interior

Features

Built In Features
High Speed Internet
Open Floorplan
Pantry
Vaulted Ceilings
Natural Woodwork
Wired For Sound

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Ceramic Tile
Wood

Appliances

Double Oven
Dishwasher
Electric Cooktop
Electric Oven
Microwave
Refrigerator

Fireplace

Fireplaces: 1
Living Room
Masonry

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Storage

Construction

Style: Ranch, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Attached Carport
Carport

Lot

Back Yard
Corner Lot
Irregular Lot
Lawn
Subdivision
Few Trees

Community

Neighborhood

Subdivision: Harvey Morris

Schools

District: Mount Vernon ISD
Elementary: Mt Vernon
Middle: Mt Vernon
High: Mt Vernon

Financial & listing details

Listing

Price per sq ft: $145
County: Franklin (TX)
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,428/mo

Down payment10% ($31,500)10%20%

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Principal & interest: $2,281/mo
Property taxes: Not available
Homeowners insurance (est.): $147/mo

Loan amount: $283,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Ralph Robertson

Century 21 Butler Real Estate

903-588-2696

MLS #: 21399019

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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