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Financing available

$324,900

2604 Flora Lane, Denison, TX 75020

4
beds: 3
baths: 2,061
sqft

Est. with seller financing: $3,214/mo

Single-family
Built in 2022
10,585 sq ft lot
$158/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 2604 Flora Lane in Denison’s Flora Heights community! This move-in ready, 4-bedroom, 3-bath home offers 2,061 square feet of thoughtfully designed living space with modern finishes and an inviting open layout. The spacious kitchen features a large island with breakfast bar seating, abundant cabinetry, and a pantry, opening seamlessly to the dining area and living room with a cozy fireplace. Recessed lighting adds to the home’s bright, welcoming feel. Retreat to the private primary suite featuring dual sinks, a freestanding soaking tub, steam shower, and an expansive walk-in closet. Situated on a 0.243-acre lot, the backyard offers plenty of room to relax, entertain, or create your own outdoor retreat. A 2-car attached garage and no HOA add everyday convenience. Enjoy Denison’s small-town charm with easy access to US-75, shopping, dining, and recreation at nearby Lake Texoma, plus entertainment at Choctaw Casino in Durant.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Flooring

Ceramic Tile
Tile

Appliances

Dishwasher
Electric Range
Disposal
Microwave

Fireplace

Fireplaces: 1
Decorative
Electric

Laundry

Electric Dryer Hookup

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Fiber Cement

Parking

Garage spaces: 2
Garage Faces Front
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Flora Heights Ph One

Schools

District: Denison ISD
Elementary: Mayes
Middle: Henry Scott,Mcdaniel
High: Denison

Financial & listing details

Listing

Price per sq ft: $158
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,214/mo

Down payment10% ($32,490)10%20%

See If You Qualify

Principal & interest: $2,353/mo
Property taxes: $709/mo
Homeowners insurance (est.): $152/mo

Loan amount: $292,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Mauro Gonzalez Largher

Texas Realty One

817-236-1515

MLS #: 21402820

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify