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Financing available

$314,800

2657 High Cotton Lane, Garland, TX 75042

2
beds
2.5
baths
1,514
sqft

Est. with seller financing: $3,386/mo

  • Townhome
  • Built in 2019
  • 2,178 sq ft lot
  • $208/sqft
  • $270/mo HOA
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 2657 High Cotton Lane, a beautifully maintained 2-bedroom, 2.5-bath townhouse in the desirable Riverset community of Garland. Built in 2019 and offering 1,514 square feet, this inviting home features a bright, open living area with a cozy layout designed for comfortable everyday living and entertaining. The updated kitchen showcases crisp white cabinetry, granite countertops, a subway tile backsplash, stainless steel appliances, and a convenient breakfast bar overlooking the living and dining areas. Upstairs, the spacious primary suite offers a vaulted ceiling, plantation shutters, a walk-in closet, and a private ensuite bath with dual sinks, granite countertops, and a walk-in shower. The generously sized second bedroom features great natural light and easy access to a full bath. A dedicated laundry room with built-in shelving adds convenience and storage. Outside, the home stands out with attractive stone and blue siding, charming covered front porches, and well-maintained landscaping. Located in a convenient Garland location near shopping, dining, schools, parks, and major highways, this move-in-ready townhouse offers modern comfort with easy access to destinations throughout the Dallas-Fort Worth area.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Epoxy Flooring
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Lot

  • Cleared
  • Interior Lot
  • Landscaped

Community

Neighborhood

  • Subdivision: Riverset

HOA

  • Riverset Residential Association
  • Maintenance Front Yard

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $208
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,386/mo

Principal & interest
$2,280/mo
Property taxes
$689/mo
Homeowners insurance (est.)
$147/mo
HOA dues
$270/mo
Loan amount
$283,320
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Ethan Dao

eXp Realty LLC

888-519-7431

MLS #
21348110

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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