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Financing available

$650,000

2712 Cross Oak Place, McKinney, TX 75071

5
beds
3.5
baths
2,846
sqft

Est. with seller financing: $6,107/mo

  • Single-family
  • Built in 2018
  • 10,629 sq ft lot
  • $228/sqft
  • $128/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Fabulous floor plan featuring ensuite bedroom with large shower and 5th bedroom or office plus half bath and Primary suite all located on the main level. You will also find 2 additional bedrooms, a full bathroom and a large gameroom on second level all tucked away on a huge pie shaped cul-de-sac lot just minutes away from Collin College, McKinney North HS and primary schools in the coveted master planned community of Timber Creek. Designed for both everyday living and entertaining, this home showcases soaring ceilings, walls of windows, rich hardwood floors, and an open-concept layout filled with natural light. The spacious kitchen is a dream for any home chef with abundant counter space, extensive cabinetry with glass fronts, and exceptional storage throughout. A dedicated study or 5th bedroom offers the perfect work-from-home setup, while the private primary suite features a spa-inspired bath featuring an oversized shower and soaking tub. Enjoy a custom closet system designed for comfort and organization. Upstairs, generous secondary bedrooms and flexible living space with a large media closet provide room for everyone. Step outside to enjoy the huge covered patio overlooking the expansive backyard with endless possibilities for a future pool, play space, or outdoor retreat. The oversized 3-car garage adds even more storage and functionality. Located just steps from community amenities including a resort-style pool, fitness center, scenic jogging and biking trails, parks with gazebo, playgrounds, fishing areas, greenbelts, lakes, and sidewalks, this home offers the perfect blend of luxury, comfort, and community living.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Hardwood
  • Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Disposal
  • Gas Range
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Gas Starter
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Stone Veneer

Parking

  • Garage spaces: 3
  • Driveway
  • Electric Vehicle Charging Stations
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Back Yard
  • Cul De Sac
  • Interior Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Timber Creek Ph 3

HOA

  • Insight Association Management

Schools

  • District: McKinney ISD
  • Elementary: Naomi Press
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $228
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,107/mo

Principal & interest
$4,707/mo
Property taxes
$969/mo
Homeowners insurance (est.)
$303/mo
HOA dues
$128/mo
Loan amount
$585,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Christie Cannon, LPT Realty LLC · MLS #21271834 · 972-215-7747

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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