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Financing available

$369,000

28 Jack Harris Lane, Pottsboro, TX 75076

3
beds
2
baths
1,443
sqft

Est. with seller financing: $3,544/mo

  • Single-family
  • Built in 2026
  • 14,985 sq ft lot
  • $256/sqft
  • $8/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

New construction in the highly sought-after Simmons Shores community — where golf carts, lake days, and laid-back living are part of everyday life. This thoughtfully designed single-story 3-bedroom home blends modern finishes with an easy, open layout that feels both inviting and functional. Vaulted ceilings elevate the main living area, while luxury vinyl plank flooring, recessed lighting, and an electric fireplace create a warm, stylish space to gather after a day on the water. The kitchen is the true heart of the home, featuring custom soft-close wood cabinetry, quartz countertops, and a large island perfect for entertaining, casual meals, or weekend guests. A split floor plan offers privacy for the primary suite, complete with a walk-in closet and a spacious en-suite bath featuring a separate shower and relaxing garden tub. Located in a golf cart-friendly and short-term rental-friendly neighborhood, residents enjoy access to a community pool, park, and a private neighborhood boat launch — making lake days effortless whether you’re full-time, weekend-only, or investing. Additional highlights include: • Two-car garage • Spray foam insulation for energy efficiency • 1-year builder warranty plus manufacturer warranties Whether you’re looking for a full-time home, weekend retreat, or income-producing lake property, this Simmons Shores opportunity delivers lifestyle, flexibility, and value near Lake Texoma.

Listing courtesy of Lainie Ramsey, HBL, Realtors · MLS #21398708 · 903-786-6063

Facts & features

Interior

Features

  • Built In Features
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room

Laundry

  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement, Wood Siding

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Corner Lot
  • Landscaped
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Simmons Shores

HOA

  • Simmons Shores POA

Schools

  • District: Pottsboro ISD
  • Elementary: Pottsboro
  • Middle: Pottsboro
  • High: Pottsboro

Financial & listing details

Listing

  • Price per sq ft: $256
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,544/mo

Principal & interest
$2,672/mo
Property taxes (est.)
$692/mo
Homeowners insurance (est.)
$172/mo
HOA dues
$8/mo
Loan amount
$332,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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