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Financing available

$529,900

2801 Cobre Valle Lane, Plano, TX 75023

4
beds
3
baths
2,726
sqft

Est. with seller financing: $4,084/mo

  • Single-family
  • Built in 1981
  • 9,148 sq ft lot
  • $194/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Move-in-ready beauty with thoughtful spaces designed for comfort, function, and everyday enjoyment. This charming 2-story brick home offers 4 bedrooms, 3 full baths, 2 living areas, a formal dining room, and 2,726 sq ft of well-planned living space on a generous 0.21-acre lot. The inviting curb appeal, mature shade tree, and quiet setting create an instant sense of home. Inside, two spacious living areas provide flexibility for both relaxed evenings and lively gatherings. The main living room features a beautiful brick fireplace, while the separate family room offers additional space for a media room, playroom, or second entertaining area. The bright, open kitchen includes granite countertops, abundant cabinetry, and an eat-in breakfast area that flows seamlessly into the dining room. The expansive primary suite serves as a true retreat with a sitting area, dual sinks, walk-in closet, soaking tub, walk-in shower— a spa-style ensuite designed to elevate everyday living. Three additional bedrooms offer generous space for family, guests, or a home office. Large windows throughout fill the home with natural light and provide scenic views from every angle. Step outside to a spacious fenced backyard with a covered patio, perfect for morning coffee, weekend cookouts, or simply enjoying the peaceful surroundings. An oversized rear-entry 2-car garage adds convenience, privacy & extra storage. Fresh interior paint and seller-completed updates make this home truly move-in ready. Additional highlights include built-ins, decorative lighting, and a full-size utility room with upper cabinetry. Located in a quiet, established Plano neighborhood with no HOA, and zoned to highly regarded Plano ISD schools. The home is also conveniently close to schools, parks, shopping, and restaurants, offering everyday ease. This neighborhood has a wonderful sense of community, and the serene, peaceful surroundings make it an ideal place to call home. Detailed renovation list available upon request

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Pantry
  • Walk In Closets

Flooring

  • Carpet
  • Hardwood
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Covered
  • Driveway
  • Garage
  • Garage Door Opener
  • Lighted
  • Garage Faces Rear

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Independence Square Sec Two

Schools

  • District: Plano ISD
  • Elementary: Hughston
  • Middle: Haggard
  • High: Vines,Plano Senior

Financial & listing details

Listing

  • Price per sq ft: $194
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,084/mo

Principal & interest
$3,837/mo
Property taxes
Not available
Homeowners insurance (est.)
$247/mo
Loan amount
$476,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Cindy De la Garza

Dlg Realty Advisors

972-804-6800

MLS #
21263463

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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