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Financing available

$270,000

2804 Spencer Circle, Royse City, TX 75189

3
beds: 2
baths: 1,712
sqft

Est. with seller financing: $2,594/mo

Single-family
Built in 2006
7,187 sq ft lot
$158/sqft
$33/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Wonderfully located home in Royse City backs up to Fort Elementary School. A great 3 bedroom, 2 bathroom house with a 2 car garage with an open floor plan, great for entertaining and hosting events at your home. There is an irrigation system in the front and back yards. The storage shed in the back yard is insulated and has electricity. Also available For Sale is 2812 Spencer Circle, MLS # 21344597. Convenient to schools, restaurants, shopping, and I 30.

Facts & features

Interior

Features

Granite Counters
High Speed Internet
Open Floorplan
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Ceramic Tile
Engineered Hardwood

Appliances

Dishwasher
Electric Range
Disposal

Fireplace

Fireplaces: 1
Living Room
Wood Burning

Laundry

Electric Dryer Hookup

Exterior & lot

Features

Rain Gutters
Storage

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Driveway
Garage Faces Front
Garage
Garage Door Opener
On Street

Pool

Community

Lot

Interior Lot
Sprinkler System

Community

Neighborhood

Subdivision: Woodland Creek Ph 1

HOA

Neighborhood Management Inc

Schools

District: Royse City ISD
Elementary: Fort
Middle: Royse City
High: Royse City

Financial & listing details

Listing

Price per sq ft: $158
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,594/mo

Down payment10% ($27,000)10%20%

See If You Qualify

Principal & interest: $1,955/mo
Property taxes: $480/mo
Homeowners insurance (est.): $126/mo
HOA dues: $33/mo

Loan amount: $243,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jeff Bankhead

Williams Trew Real Estate

817-632-9500

MLS #: 21339640

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify