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Financing available

$336,499

2806 Holy Cross Lane, Garland, TX 75044

3
beds
2
baths
1,548
sqft

Est. with seller financing: $3,269/mo

  • Single-family
  • Built in 1977
  • 7,449 sq ft lot
  • $217/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOVE-IN READY, UPDATED, NO HOA! Welcome to 2806 Holy Cross Ln in Garland, TX, a beautifully updated one-story home offering 3 bedrooms, 2 bathrooms, 1,548 square feet, a private pool, mature trees, and smart-home features. Step inside to vaulted ceilings, abundant natural light from multiple skylights, and an updated interior that feels bright, comfortable, and ready to enjoy. The kitchen, bathrooms, and floors, and interior paint have already been updated, while the spacious primary suite features an updated shower and a large custom closet designed to make everyday organization easier. Smart lighting, a Nest thermostat, and an updated water heater add convenience and efficiency. Outside is where this home really stands apart. The backyard offers your own private retreat with a swimming pool, deck, patio, treehouse, and tree swing, creating plenty of space for entertaining, relaxing, or enjoying Texas summers at home. Parking is another major advantage. In addition to the 2-car garage, there's plenty of parking along the neighborhood's newly paved, wide streets. Situated on a .171-acre lot with mature trees and NO HOA, this home combines the character of an established neighborhood with the updates buyers want today. Whether you're searching for a first home in Garland, one-story home, move-in ready home, home with a private pool, smart home, or updated 3-bedroom home offers a lot of value at $340,000. Updated. Smart. Move-in ready. Private pool. No HOA and easy access to Richardson and Plano. Located in Richardson ISD, this home is zoned to Big Springs Elementary, Apollo Junior High, and Berkner High School.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Laminate

Appliances

  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Washer

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Playground

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway

Lot

  • Interior Lot
  • Landscaped
  • Subdivision

Community

Neighborhood

  • Subdivision: Camelot Sec 08

Schools

  • District: Richardson ISD
  • Elementary: Big Springs
  • Middle: Apollo
  • High: Berkner

Financial & listing details

Listing

  • Price per sq ft: $217
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,269/mo

Principal & interest
$2,437/mo
Property taxes
$675/mo
Homeowners insurance (est.)
$157/mo
Loan amount
$302,849
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Ana Cantu, eXp Realty LLC · MLS #21309228 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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