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Financing available

$520,000

2813 Black Walnut Street, McKinney, TX 75071

3
beds
2.5
baths
2,079
sqft

Est. with seller financing: $4,899/mo

  • Single-family
  • Built in 2020
  • 6,186 sq ft lot
  • $250/sqft
  • $71/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Rarely does a 1-story home offer this combination of privacy, views, and location. One of Highland Homes' most popular 1-story floor plans, this lovingly maintained, 1l-owner home offers 2,079 square feet of thoughtfully designed living space — 3 bedrooms plus a study and 2.5 baths — in one of Timber Creek's most desirable settings. Backing to a peaceful treeline with no rear neighbors, this GREENBELT LOT delivers exceptional privacy rarely found in North McKinney. The bright, open-concept floor plan is filled with natural light and seamlessly connects the kitchen, dining, and living areas — ideal for everyday living and effortless entertaining. The kitchen features a gas cooktop, abundant prep space, and generous cabinetry in an open layout that keeps everyone connected. Plantation shutters throughout add timeless elegance and enhance the home's move-in-ready appeal. The spacious primary suite is a true retreat, with a sitting area overlooking the backyard and a spa-inspired bath featuring dual vanities, a soaking tub, a separate shower, and an oversized walk-in closet. Two additional bedrooms and a dedicated study round out this smart, functional layout. The NORTH FACING orientation helps keep the home cool through the summer months. Step outside to discover what truly sets this home apart: a covered patio overlooking a beautiful treed greenbelt, creating a private outdoor retreat perfect for morning coffee, evening sunsets, or entertaining. Homes offering this level of privacy and natural beauty are increasingly hard to find in this price point. Located in highly desirable North McKinney, Timber Creek residents enjoy community walking trails, parks, a neighborhood pool, and a playground — just minutes from Historic Downtown McKinney, Costco, H-E-B, shopping, dining, fitness centers, and easy access to US-75 and Highway 380. Nearby Bonnie Wenk Park adds miles of trails, a dog park, splash pad, and fishing pond. Schedule your private showing today!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Flooring

  • Engineered Hardwood
  • Tile

Appliances

  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Gas Starter
  • Living Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Farmhouse, Modern, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Greenbelt
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Timber Creek Ph 6

HOA

  • Neighborhood Mgmt

Schools

  • District: McKinney ISD
  • Elementary: Vega
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $250
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,899/mo

Principal & interest
$3,766/mo
Property taxes
$819/mo
Homeowners insurance (est.)
$243/mo
HOA dues
$71/mo
Loan amount
$468,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Lindsay Reyes, Christie's Lone Star · MLS #21315238 · 214-821-3336

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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